MBNA Rewards World Elite Mastercard Credit Card Review

Discover a universe of opportunities with the MBNA Rewards World Elite Mastercard, a card designed to infuse excitement and value into your daily spending routine.

The MBNA Rewards World Elite Mastercard Credit Card is an enticing option for those in pursuit of premium rewards and exclusive perks. With this elite credit card, users can enjoy generous cash back rewards on all their purchases, making it an invaluable asset for everyday spending.

Moreover, new cardholders stand to gain from a substantial welcome bonus, providing a noteworthy boost to their cash back earnings during the initial months of card usage.

In addition to its cash back incentives, the MBNA Rewards World Elite Mastercard presents a comprehensive array of premium benefits tailored to elevate your lifestyle. With the MBNA Rewards World Elite Mastercard, unlock a realm of rewards and privileges.

Benefits of MBNA Rewards World Elite Mastercard Credit Card

• 1. Massive Welcome Offer
  Boost your points right from the start—earn 20,000 bonus points after spending just CA$2,000 in your first 90 days, and snag another 10,000 points just for going paperless. That’s up to 30,000 points, worth CA$250 in cash-back value, and all it takes is setting up email statements and using your card!
• 2. 5 Points Dollar Power
  Every dollar spent on restaurants, groceries, digital media subscriptions and household utilities rewards you with 5 points—up to an impressive CA$50,000 per category each year! That’s extreme rewards for everyday essentials.
• 3. Birthday Bonus Celebration
  Celebrate YOU—each year you’ll get a bonus worth 10% of the points you earned the previous 12 months, up to 15,000 extra points. That’s like a birthday gift just for using your card wisely!
• 4. Points That Never Expire
  Your hard-earned points stay safe! As long as your account is open and in good standing, your points won’t expire—no pressure to redeem by a certain deadline.
• 5. Redeem How You Want
  Flexibility at your fingertips—redeem points for travel, statement credits, gift cards, merchandise, or donate to charity. With multiple redemption options, you’re in control of the rewards you earn.
• 6. Smart MBNA Payment Plan
  Make big-ticket purchases stress-free—establish a payment plan for any purchase over CA$100 and spread it out over 6, 12, or 18 months. No need to worry about interest adding up.
• 7. Mobile Device Insurance
  Accidents happen—your new phone or tablet (when charged 75%+ on the card) is covered for up to CA$1,000 if lost, stolen, or damaged. A must-have protection in today’s tech world!
• 8. Purchase Protection & Extended Warranty
  Extra peace of mind—items bought on your card are automatically covered for 90 days against loss or damage, and manufacturer warranties are doubled by up to one year.
• 9. Travel & Legal Assistance, Concierge
  Whether it’s emergency legal help, lost baggage support, or booking exclusive events, the MBNA World Elite gives you 24/7 concierge and travel assistance. Travel smarter and easier!
• 10. Car Rental Perks
  Renting a car? Get exclusive discounts with Avis and Budget—enjoy a reduced rate in North America and abroad, included with your card.
• 11. Global Mastercard Elite Perks
  You’ll gain access to Mastercard World Elite benefits like FlexiRoam eSIM data roaming and discounted Fubo Sports subscriptions—optimizing your travel and entertainment experience.
• 12. High Spend Limit Advantage
  Earn 5x points on up to CA$50,000 per category annually—way higher than many competitors, making this ideal for big spenders or families looking to maximize rewards.
• 13. Award-Winning Card Quality
  This card is consistently ranked among Canada’s best by top financial reviewers like Rates.ca and creditcardGenius—proof that experts love what it offers!

Requirements for Credit Card Application

Before applying for the MBNA Rewards World Elite Mastercard, ensure you meet the following requirements:

1. Credit Score: A good to excellent credit score is generally required for approval.
2. Income Verification: Be prepared to provide proof of a stable income.
3. Legal Age: You must be at least 18 years old to apply.
4. Residency: The card may have specific residency requirements.

Step-by-Step Guide to Credit Card Application

Applying for a MBNA Rewards World Elite Mastercard is easier than you think:

1. Go to the MBNA website and look for MBNA Rewards World Elite Mastercard
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

FAQs about the MBNA Rewards World Elite Mastercard

What is the welcome bonus?

Earn up to 30,000 points—20,000 after CA$2,000 in 90 days + 10,000 by enrolling in paperless statements.

How much is the annual fee?

CA$120 per year.

What are the interest rates?

19.99% on purchases, 24.99% on cash advances, 22.99% on balance transfers.

Where do I earn 5 points per dollar?

On restaurants, groceries, digital media, memberships, and household utilities—up to CA$50,000 per category annually.

When do points expire?

They don’t—as long as your account is active and in good standing.

What is the birthday bonus?

Each year you get 10% of the prior 12 months’ earned points, up to 15,000 extra points.

Can I redeem points for cash?

Yes! Redeem them for cash back, travel, gift cards, merchandise, or donate to charity.

What’s the MBNA Payment Plan?

Split purchases over CA$100 into 6, 12, or 18 monthly installments without interest.

Is mobile device insurance included?

Yes, up to CA$1,000 per claim for eligible smartphones and tablets.

Does it include purchase protection?

Yes—items are covered for 90 days against theft or damage, plus extended warranty up to one year.

Are travel and legal assistance services included?

Yes, along with a 24/7 concierge for planning trips or events.

Can I get car rental discounts?

Yes—discounts apply at Avis and Budget locations worldwide.