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Zales Diamond Credit Card

Have the power of shopping in your hands added to the shine of the jewels with the Zales Diamond Credit Card

Zales diamond credit card
Source: Zales diamond credit card

Offered by the Comenity Bank and Comenity Capital Bank, the Zales Credit Card is a credit care that requires a security deposit to start doing your purchases with your credit card.

It is also possible to request your own standard line of credit. Unfortunately, by being a Zales Credit Card holder you do not have access to rewards when you do your purchases using your credit card.

Facility, promotions, discounts and much more for you

Promotions and bonuses

  • No Annual Fee: You do not pay annuity fees if you are a Zales Credit Card holder. It is a great reason for asking for a credit card to pay your Zales store purchases. Paying no annuity fee you can spend more money in your purchases.
  • Discounts and Birthday bonuses offered:You have access to so many bonuses and discounts when your look for repairing services on a Zales store. It is possible to receive credit cards and take part of some promotions along the year when you are a Zales Credit Card holder.
  • It is possible to fund your Zales store purchases: Being a brand with high pricing products, Zales offers to their credit card holder’s options of financing their purchases by paying a 9,99% fee for up 36-month financing periods. Depending on your purchase values there are other financing periods available.
  • You can choose your financing period: If you choose for financing purchases on Zales stores options, you can also choose what is the best financing period for paying your purchases. 6, 12 and 18-months periods are available for financing purchases.

Plans detailed information

Each financing period has its own criteria to be selected. For example, if you want to finance 300 dollars purchase you have 6 months to do your full payment and have a 0% interest rate.

Purchases with 1500 dollars values can be financed by 36-month period with interest rate charging of 16,99% APR and after that period for late payments you must pay a 29,99% APR fee.

A 750 dollars minimum purchase is the requirement for 12-month period financing, and you have no interest rate. If you want to finance your purchase in an 18-month period, you must do 3000 dollars purchase and do not pay APR fees.

Source: Zales diamond credit card

Requirements for Zales Diamond Credit Card Application

To apply for the Zales Diamond Credit Card, ensure that you meet the following prerequisites:

  1. Legal Age: You must be at least 18 years old to apply for the Zales Diamond Credit Card.
  2. Valid Identification: Have a government-issued photo ID, such as a driver’s license or passport.
  3. Income Information: Provide accurate details about your annual income and employment status.
  4. Residential Information: Furnish your current residential address and contact details.
  5. Credit History: A good credit history is beneficial, but various credit profiles may be considered.
  6. Social Security Number: You will need to provide your Social Security number for identity verification.
  7. Zales Account: Consider opening a Zales account if you don’t have one, as it may enhance your application.

Applying for the Zales Diamond Credit Card – Step by Step

Follow these steps to successfully apply for the Zales Diamond Credit Card:

Visit the Zales Website: Go to the official Zales website to access the credit card application portal.

Create or Log In to Your Zales Account: If you don’t have a Zales account, create one. Otherwise, log in with your existing credentials.

Navigate to Credit Card Section: Find the credit card section on the website, usually located under the “Financial Services” or “Credit” tab.

Fill Out the Application Form: Complete the application form with accurate personal, financial, and contact information.

Review and Submit: Carefully review the information provided before submitting the application.

Wait for Approval: After submission, await the credit card issuer’s decision. This may take a short period.

Receive Your Card: If approved, your Zales Diamond Credit Card will be sent to your registered address.

    Zales Diamond Credit Card – Frequently Asked Questions (FAQs)

    What are the benefits of the Zales Diamond Credit Card?

    • The Zales Diamond Credit Card offers exclusive financing options, special discounts, and promotional financing plans for qualified purchases.

    How can I check my credit card application status?

    • You can check your application status by contacting the Zales credit card customer service or using the online application status tool on the official website.

    Is there an annual fee for the Zales Diamond Credit Card?

    • The annual fee varies, and specific details can be found in the terms and conditions provided during the application process.

    Can I use the Zales Diamond Credit Card at other stores?

      • The Zales Diamond Credit Card is generally accepted at Zales and affiliated stores. Check with the card issuer for specific details on where the card can be used.

      How do I make payments on my Zales Diamond Credit Card?

      • Payments can be made online through the Zales website, by mail, or in-store at any Zales location. Check the billing statement for detailed payment instructions.

      Note: The information provided is subject to change, and applicants should refer to the official Zales website or contact customer service for the latest details.

      Facility, promotions, discounts and much more for you

      Sam Nascimento

      Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.