Xbox Mastercard Review

They heard you and know getting rewards while you play your favorite videogame just became real. Discover the Xbox Mastercard.

Gamers are always trying to find more ways to get value for their gaming purchases. After all, in a world full of rewards nobody wants to just spend money, right? Therefore, thinking about improving Xbox rewards, Mastercard and Xbox announced the Xbox Mastercard.

If you’re a gamer, this no-annual fee co-branded credit card is a must have in your wallet. Can you imagine earning rewards while you are playing your favorite videogame? And that’s not all! The Xbox Mastercard gives you points on everyday purchases too and you can redeem it on games and add-ons, select streaming and dining delivery services, and more.

CREDIT CARD

Xbox Mastercard 

1X to 5X points 5,000 bonus points

Earn card points with everyday purchases.

APPLY NOW You will be redirected

Xbox MasterCard benefits

• High rewards rate: Earning rewards with XboxMastercard is pretty easy and there’s a lot of ways to boost your earnings. Cardholders will earn 5X card points for every $1 spent on your web, app and console-based Xbox and Microsoft purchases in the Microsoft Store, such as personal computer, software and electronics; 3X card points for every $1 spent on eligible streaming services, such as Netflix, Hulu, Spotify and Disney +, and on eligible dining delivery services, such as Grubhub and DoorDash; 1X card points for every $1 spent on everyday purchases.
• Redeeming rewards: Points are worth 1 cent a point and the minimum value is $1, which is 100 points. You can redeem it for Xbox Mastercard gift cards from BarclaysUS.com, starting at a minimum value of 1,500 points for a $15 gift card. Also, your points are valid for all consoles, apps, software, digital games, pre-orders and add-ons through the Microsoft Store on Xbox, the Microsoft Store or Xbox Design Lab. games and add-ons in the digital Microsoft store.
• Welcome bonus: With the Xbox Mastercard you can get more than just rack up points through your purchases. This credit card gives you a bonus of 5,000 points, which is worth $50,  and the only thing you have to do is your first purchase with the card. No minimum purchase requirement isn’t common in high rewards rate credit cards like this one. So, enjoy your exclusive bonus! 
• Personalized Card: This credit card is totally personalized. With five different Xbox-inspired designs, avid gamers will finally get a card that fits them. In addition, you will have the option to get your Xbox gamertag printed on the back of the card, bringing a unique design on everyday purchase.
• Xbox Game Pass Ultimate: Xbox Mastercard cardholders will receive a code for three complimentary months of Game Pass Ultimate. This program offers perks like access to hundreds of different games and benefits of Xbox Live Gold and EA Play, as well as various deals and discounts. To get your code, you just need to do your first purchase within 180 days of account opening, no minimum amount requirement. If you already have a Game Pass, you can give it to a friend as long as they live in the U.S.
• Game Pass Ultimate: New cardholders can jump right into the gaming action with a 3-month Game Pass Ultimate subscription just for making their first purchase within the first 180 days of opening the account. Plus, for serious gamers and spenders, the rewards keep coming—spend $7,000 within your first year, and you’ll unlock two additional 3-month Game Pass Ultimate codes. 
• No annual fee: Can you imagine having access to all these perks and benefits without eating your reward earnings because of an annual fee? Unlike some rewards credit cards, Xbox Mastercard allows you to earn a high cash back rate while you save hundreds of dollars on annual fees.
• Xbox Insider Program: With the Xbox Insider Program, you can have early access to new games and features, besides providing valuable feedback to help shape the Xbox experience. This means you are going to test all the new softwares Xbox has been planning to release. 
• Zero liability: Don’t worry if your card is ever lost, stolen or used fraudulently. The Xbox MasterCard will give you security on purchases plus protection against unauthorized charges. This card is protected by Mastercard’s security measures if something goes wrong with your account.
• Mastercard Easy Savings: Earning cashback is one way to save your money, but besides that, Xbox MasterCard allows you to save on everyday purchases. With the Mastercard Easy Savings Program you receive incredible discounts on participating merchants nationwide.
• Mastercard benefits: Xbox MasterCard is not a simple Mastercard credit card. Have you ever imagined having a no-fee credit card which offers all World Elite Mastercard benefits? With Xbox MasterCard you can have discounts on select streaming services; access to select hotel, flight and car upgrades; gold concierge access; ID theft protection; zero liability fraud protection; emergency assistance, and more.

Who can apply?

The Xbox Mastercard is available only for Xbox Insider members who are 18 years or older and live in the U.S. But, even if you’re not a Xbox Insider member yet, you can sign up for this program and apply for a Xbox Mastercard. The Xbox Insider program is free, gives you a lot of perks and exclusive benefits and is open to everyone.

How to apply?

If you are already a Xbox Insider member, you can check if you were invited at the Preview tab of the Xbox Insider hub. You will see “Xbox Mastercard” listed as an option. But, Microsoft is rolling out in waves, so don’t worry if you’re not invited yet, keep checking back.

If you aren’t a Xbox Insider member, applying for a Xbox Mastercard is easier than you think:

1. Join the Xbox Insider program
2. Go to the Xbox Mastercard website
3. Sign in with your account details
4. Click on Apply Now
5. Complete the application at Barclays’ website
6. Read Terms and Conditions
7. Fill your personal and financial details
8. Submit your application

Frequently asked questions

What is a co-branded Mastercard program?

It’s a partnership between Mastercard and other companies, such as Microsoft, to grow both businesses by offering added value..

Do I need to pay to enroll in the Xbox Insider Program?

Believe it or not, signing up is totally free and you don’t need to purchase anything.

How do I contact Xbox Customer Service for assistance?

You can contact their customer service by phone or through their web chat.

What is the credit limit on Xbox MasterCard?

Your credit limit will likely be based on your creditworthiness.

CREDIT CARD

Xbox Mastercard 

1X to 5X points 5,000 bonus points

Earn card points with everyday purchases.

APPLY NOW You will be redirected