U.S. Bank Cash+ Visa Signature Credit Card Review

Get ready to take control of your spending and supercharge your rewards with the U.S. Bank Cash+ Visa Signature Credit Card!

Imagine earning a fantastic 5% cashback on two categories of your choice every quarter—whether it’s dining, shopping, or streaming services, you get to decide where you want to earn the most. It’s the ultimate card for those who love flexibility and high rewards.

But that’s not all! The U.S. Bank Cash+ Visa Signature Credit Card comes with no annual fee, meaning you get all these incredible benefits at no extra cost. Plus, there’s a generous sign-up bonus to give your rewards a head start. This card is designed to fit seamlessly into your lifestyle, offering unmatched rewards and premium benefits every step of the way.

CREDIT CARD

U.S. Bank Cash+ Visa Signature

Earn more cash back Flexible redemption

Access the impressive benefits and rewards:

APPLY NOW You will be redirected

Earning Rewards

With the U.S. Bank Cash+ Visa Signature Credit Card, earning rewards is both lucrative and customizable to your spending habits. This card offers:

• 5% Cash Back: Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories of your choice. Choose the categories that best fit your spending habits, whether it’s utilities, cell phone providers, department stores, or any other preferred category.
• 2% Cash Back: Get 2% cash back in one everyday category of your choice, such as gas stations or grocery stores.
• 1% Cash Back on All Other Purchases: Earn a solid 1% cash back on all other purchases, ensuring every dollar spent contributes to your rewards balance.

This flexible rewards structure allows you to tailor your earnings to fit your lifestyle, making it a powerful tool for those who like to maximize their cash back.

Redeeming Rewards

Redeeming your rewards with the U.S. Bank Cash+ Visa Signature Credit Card is designed to be straightforward and versatile. Your cash back can be redeemed in a variety of ways, giving you the flexibility to choose what best fits your needs. You can opt to:

• Receive a statement credit to reduce your card balance
• Get a direct deposit into your U.S. Bank checking or savings account.
• Receive a rewards card.

The ease and variety of redemption options ensure that you can make the most of your cash back earnings in a way that is most convenient and beneficial for you. Plus, with rewards typically being available for redemption shortly after they are earned, you won’t have to wait long to enjoy the benefits of your spending.

This makes the U.S. Bank Cash+ Visa Signature Credit Card a practical choice for those who value both earning potential and flexibility in how they use their rewards.

Other card benefits

No Annual Fee

With this card, you can enjoy a range of benefits without having to worry about an annual fee. It’s a cost-effective option for your day-to-day expenses, allowing you to maximize rewards and savings without any extra charges.

Sign-Up Bonus

With this card, you can earn a $250 bonus by spending $1,000 on eligible purchases within the first 90 days of opening your account. It’s a straightforward way to kickstart your rewards earnings as soon as you get the card.

0% Intro APR on Purchases and Balance Transfers:

A 0% introductory APR on purchases and balance transfers means you won’t be charged interest for the first 15 billing cycles. It’s a great way to save on interest costs when you first get the card, especially if you’re planning a big purchase or want to consolidate debt. Just make sure to pay off your balance before the introductory period ends to avoid accruing interest at the standard rate.

Visa Signature Benefits

With the U.S. Bank Cash+ Visa Signature Credit Card, you gain access to a suite of exclusive Visa Signature benefits. These perks include 24/7 concierge services to assist with travel plans, dining reservations, and event tickets. Additionally, you’ll enjoy extended warranties on eligible purchases and robust travel and emergency assistance, providing peace of mind whether you’re at home or on the go. These benefits elevate your card experience, offering added convenience and security.

Mobile and Online Banking

Manage your U.S. Bank Cash+ Visa Signature Credit Card effortlessly with the U.S. Bank mobile app and online banking features. With the mobile app, you can monitor spending, track rewards, pay bills, and activate quarterly cash back categories on the go. The online banking platform offers similar conveniences, allowing you to check balances, review statements, and manage card preferences from home, ensuring complete control over your account anytime, anywhere.

Requirements to Apply for the U.S. Bank Cash+ Visa Signature Credit Card

Eligibility Criteria:

• Age: Must be at least 18 years old (or 21 in some states).
• Residency: Legal resident of the United States.
• Credit Score: Good to Excellent credit score is recommended.
• Income: Proof of stable income.

Step-by-Step Guide to Apply for the U.S. Bank Cash+ Visa Signature Credit Card

Online Application:

1. Visit the U.S. Bank website.
2. Find the Cash+ Visa Signature Credit Card section.
3. Click on ‘Apply Now’.
4. Fill in the application form with personal, financial, and employment details.
5. Review and submit the application.

Application via Phone or Branch:

1. Call U.S. Bank customer service or visit a local branch.
2. Request an application for the Cash+ Visa Signature Credit Card.
3. Provide necessary information to the representative.
4. Complete the application process as guided.

FAQs about the U.S. Bank Cash+ Visa Signature Credit Card

What are the rewards associated with this card?

Earn cash back on eligible purchases in chosen categories.

Is there an annual fee?

No annual fee.

Can I manage my account online?

Yes, online and mobile banking services are available.

What is the APR for this card?

APR varies based on creditworthiness and market conditions.

How long does it take to receive the card after approval?

Typically, the card is received within 7-10 business days after approval.

CREDIT CARD

U.S. Bank Cash+ Visa Signature

Earn more cash back Flexible redemption

Access the impressive benefits and rewards:

APPLY NOW You will be redirected