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TD Double Up Credit Card Review

Maximize your cash back on what you love with no effort, categories, caps or annual fee.

TD Double Up Credit Card
Source: TD Double Up Credit Card

Are you exhausted from keeping track of rotating bonus categories, activation periods, caps or limits? Well, TD Double Up Credit Card is not only an easy-to-use option but also a good flat-rate cash back card. It gives you 2% back on all purchases and there’s no cap on spending or rewards.

With features rewards on every purchase that are hard to beat, this card is a must have, thanks to a long introductory APR offer and a welcome bonus. No matter how you are going to use your credit card, you will always win.

TD Double Up Credit Card
CREDIT CARD
TD Double Up
2% cash back $100 bonus cash back
Cash Back – no rotating Spend Categories, no caps or limits

Double cash back

TD Bank just launched one of the best flat-rate cash-back programs around. The TD Double Up Credit Card offers 2% cash back: 1% cash back on purchases and an additional 1% cash back when rewards are redeemed. This is double cash back on your everyday purchases.

Additionally, there’s no cap on spending or rewards, so you can rack up cash back really fast. Earning rewards never became so easy.

Redeeming Rewards

Cash-back rewards earned with the TD Double Up Credit Card can be redeemed after $25 in reward credit has been earned. This means that to redeem rewards, a minimum of $2,500 in purchases must be made. Additionally, you can do it in many different ways:

  • Cash: you can redeem your cashback as a statement credit or direct deposit 
  • Merchandise online: you can purchase appliances, electronics, and accessories.
  • Gift cards: you can also buy gift cards from various retailers like American Eagle Outfitters, Apple, and Costco.

TD Double Up Credit Card benefits

Bonus after approval

Most cards that have this high cash back rate don’t offer a welcome bonus. However, TD Double Up Credit Card stands out and comes to make your life easier. New cardholders earn $100 Cash Back as a statement credit when you spend $1000 within the first 90 days.

Introductory APR promotion

This credit card has an introductory APR on balance transfers that really stand up. You will have 0% introductory APR on balance transfers for the first 15 months after account opening. Thus, if you have a balance from another credit card, TD Double Up Credit Card will help you! 

No fees

Can you imagine having access to all these perks and benefits without coughing up money for an annual fee? The TD Double Up Credit Card allows you to earn a high cash back rate while you save hundreds of dollars on annual fees. This is the best of both worlds.

Unlimited

With this credit card there are no caps on cash back earned, and it all adds up fast. You can rack up rewards on every purchase you make and there’s no limit to the cash back that can be earned.

Same-day Shipt delivery

What do you think about same-day delivery from the stores you love? Well, the TD Double Up Credit Card gives you three months of free Shipt membership, then nine more months of membership at 50% off.

Digital Wallet Availability

There is nothing more practicable than not having to take your wallet everywhere you go. And TD Double Up Credit Card offers you exactly this. This credit card is compatible with Google Pay, Apple Pay and Samsung Pay. Your payments have become easier!

Zero liability coverage

Don’t worry if your card is ever lost, stolen or used fraudulently. The TD Double Up Credit Card will give you security on purchases plus protection against unauthorized charges. This card is protected by Visa’s security measures if something goes awry with your account.

Visa Platinum or Signature benefits

Cardholders will have access to all Visa benefits that are helpful nonetheless, such as cell phone protection, fraud liability coverage, emergency card replacement, concierge, special event access, identity theft protection, lost luggage reimbursement, travel accident insurance and luxury hotel collection access.

Who can apply?

TD Double Up Credit Card
Source: TD Double Up Credit Card

This credit card is only available to cardholders living in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia and Washington, D.C. So, you must be 18 years or older, live in one of 15 states (or D.C.) and your credit score must be at least 670 to apply.

How to apply?

Applying for a TD Double Up Credit Card is easier than you think:

  1. Go to the TD Bank website and look for TD Double Up Credit Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently asked questions

Does TD Bank automatically increase your credit limit?

No, if you want to increase your limit, you have to request it manually, calling TD Bank’s credit card customer service department at 1-888-561-8861 or visiting a TD Bank branch..

What Visa category would I have?

If you are approved for a credit limit of $5,000 or greater, you’ll receive a Visa Signature card. However, if your approved account credit limit is less than $5,000, you’ll receive a Visa Platinum card.

Does TD Bank have a good mobile app?

Yes, TD Bank’s mobile app has 4.2 and 4.8 stars in the Google Play Store and App Store, respectively. Its interface is clean, easy to navigate and you can do most of your transactions.

How do I contact TD Bank Customer Service for assistance?

You can contact their customer service by calling from within the U.S. at 1-888-751-9000 or outside the U.S. at 1-888-751-9000 or 1-800-819-1243, if you are in Canada.

TD Double Up Credit Card
CREDIT CARD
TD Double Up
2% cash back $100 bonus cash back
Cash Back – no rotating Spend Categories, no caps or limits

Debora Roque

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.