TD Cash Credit Card Review

Personalize your spendings to boost your rewards potential on every purchase. This credit card is very easy to enjoy, especially when it comes time to redeem. Discover the TD Cash Credit Card.

When it comes to cash back cards, the TD Cash Credit Card is one of the best cards you can get. This credit card allows you to choose which categories you would like to earn 3% and 2% cash back every quarter.

In addition, TD Cash Credit CArd isn’t only helping you to earn money, but also to save it. This card has an incredible 0% introductory APR offer that allows you to reduce the cost of existing debt. And we can’t forget about its welcome bonus. Keep reading to know more about TD Cash Credit Card.

CREDIT CARD

TD Cash

up to 5% cash back $200 bonus cash back

Earn unlimited 1% Cash Back on all other purchases

APPLY NOW You will be redirected

TD Cash Credit Card benefits

• Customizable cash back: Though the card defaults to 3% cash back on dining and 2% at grocery stores, you aren’t stuck in just standard categories. You can choose from categories like dining, entertainment, travel, gas station and grocery stores. Cardholders can choose which categories will earn 3% and 2% cash back every quarter. Plus, you’ll earn 1% cash back on every other purchase.
• Flexible redemption options: Cash-back rewards earned with the Credit Card can be redeemed after $25 in reward credit has been earned. This means that to redeem rewards, a minimum of $2,500 in purchases must be made. Additionally, you can do it in many different ways, such as cash back as a statement credit or direct deposit, merchandise online or gift cards from various retailers like American Eagle Outfitters, Apple, and Costco.
• Welcome bonus: As if a high cash back rate is not enough, Credit Card welcome bonus stands out and comes to make your life easier. Most cards that have this high cash back rate don’t offer a welcome bonus. However, TD Double Up Credit Card cardholders earn $200 Cash Back as a statement credit when you spend $1000 within the first 90 days.
• Introductory APR promotion: This credit card has an introductory APR on balance transfers that really stand up. You will have 0% introductory APR on balance transfers for the first 12 months after account opening. Thus, if you have a balance from another credit card, TD Cash Credit Card will help you! 
• No foreign transaction fee: Are you traveling or buying online from another country? This card will be a saver when it comes to spending money abroad. It doesn’t matter if you are doing it physically or online, TD Cash doesn’t charge you any fee on international purchases. You’ll be able to save even more on currency conversion.
• Digital wallet: There is nothing more practicable than not having to take your wallet everywhere you go. Well, Credit Card offers you exactly this. This credit card is compatible with Google Pay, Apple Pay and Samsung Pay. Your payments have become easier!
• No annual fee: Can you imagine having access to all these perks and benefits without coughing up money for an annual fee? The TD Cash allows you to earn a high cash back rate while you save hundreds of dollars on annual fees. This is the best of both worlds.
• No Penalty APR: Don’t worry if you miss one or two payments for any reason, you won’t jacked up just because of it. TD Cash Credit Card knows this kind of thing happens sometimes and won’t charge you a penalty APR.
• Zero liability: Don’t worry if your card is ever lost, stolen or used fraudulently. The TD Cash Credit Card will give you security on purchases plus protection against unauthorized charges. This card is protected by Visa’s security measures if something goes awry with your account.
• Visa Signature or Platinum benefits: Cardholders will have access to all Visa benefits that are helpful nonetheless, such as cell phone protection, fraud liability coverage, emergency card replacement, concierge, special event access, identity theft protection, lost luggage reimbursement, travel accident insurance and luxury hotel collection access.

Who can apply?

This credit card is only available to cardholders living in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia and Washington, D.C. So, you must be 18 years or older, live on the East Coast and your credit score must be at least 690 to apply.

How to apply?

Applying for a TD Cash Credit Card is easier than you think:

1. Go to the TD Bank website and look for TD Cash Credit Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

How do I make a TD Cash payment?

Making a payment is easy and you can always set up automatic payments. You can do it online, by TD Bank mobile app, by phone, by mail or at any TD bank branch.

How long does it take to get approved?

Usually, you receive the decision immediately. However, in some cases it takes up to 30 days.

How do I get a credit limit increase?

You can request a credit limit increase online, by phone (1-800-983-2582) or at your TD Bank branch.

How much is the balance transfer limit?

The balance transfer limit is based on your available credit limit. However, the minimum balance transfer amount is $250.

CREDIT CARD

TD Cash

up to 5% cash back $200 bonus cash back

Earn unlimited 1% Cash Back on all other purchases

APPLY NOW You will be redirected