SoFi Credit Card Review

When you choose to channel your cash back rewards into savings, investments, or debt repayment, you’re taking your rewards game to the next level. Discover SoFi Credit Card!

SoFi, the disruptor in banking and investing, is back with another game-changer – introducing the SoFi Credit Card! This card doesn’t just offer rewards; it unleashes them! Picture this: a solid 2% unlimited cash back on every purchase and a tempting 3% unlimited cash back on bookings, all without a single annoying annual fee.

With SoFi, you’re not just getting rewards – you’re getting them hassle-free. It’s like having a loyal sidekick in your wallet, always ready to dish out cash back on your spending escapades. Say hello to simplicity and hello to SoFi!

CREDIT CARD

SoFi

up to 3% cashback NO FEE

Earn unlimited 2% cash back rewards on all purchases:

APPLY NOW You will be redirected

SoFi Credit Card benefits

• Earning Rewards: Earning points with the Card is so easy. With cash back awarded in the form of points, where every point equals one cent, keeping track of your rewards couldn’t be simpler. You’ll earn unlimited 2% cash back on eligible purchases and unlimited 3% cash back on SoFi Travel bookings.
• No complex rewards structure: Forget the hassle of bonus spending categories, expiration dates, or earning limits. This straightforward structure is designed to streamline your financial life, making budgeting, saving, and investing easier than ever before. So, say goodbye to complexity and hello to simplicity with the SoFi Credit Card!
• Redeeming Rewards: To unlock the full 2% value, you’ve got options aplenty. Apply your rewards towards chipping away at your SoFi loans, transfer them seamlessly to your SoFi Banking account or boost your SoFi Invest balance with your earned rewards. Even if you’re not planning to keep your funds within the SoFi ecosystem, you can still relish the full 2% rewards. Pay bills, withdraw cash from an ATM, or effortlessly transfer funds electronically to another bank.

• $0 Annual Fee: While many rewards cards burden cardholders with annual fees to offset the costs of providing cash back, points, and miles, the SoFi Card breaks the mold. Understanding the weight these fees can impose, this card takes a refreshing stance – it comes with no annual fee, granting you the liberty to utilize it as you see fit. Revel in the benefits without the added concern of extra expenses – it’s as straightforward as that!
• Mastercard benefits: Step into the realm of elite with the SoFi Card – more than just your average Mastercard, it’s a fee-free World Elite Mastercard! Immerse yourself in a world of exclusive privileges, from discounted streaming services to deluxe upgrades on hotels, flights, and rental cars. With VIP concierge service at your fingertips and a host of other benefits, it’s like carrying a passport to luxury and security wherever you go, all without the added charges.
• No foreign transaction fees: Travel with confidence knowing that your SoFi Credit Card has your back with no foreign transaction fees. You can relish the convenience of making purchases without the burden of extra charges. It’s a stress-free approach to managing your expenses while globetrotting, allowing you to immerse yourself fully in your international escapades without any worries holding you back.
• SoFi perks: Securing approval for the SoFi Card or any of their esteemed financial products automatically grants you membership into the SoFi community. And let me tell you, being a SoFi member unlocks a treasure trove of perks that extend far beyond what’s offered with the card alone.
• Loan discounts: Embrace the power of being a Card member, where you unlock incredible loan discounts. Picture this: lower interest rates on a range of SoFi loan products, including personal loans, student loan refinancing, mortgages, and beyond. Just imagine paying less in interest and keeping more money in your pocket!
• No expiring cash back: Your cash back never loses its value over time, providing you with the flexibility to redeem your rewards whenever it aligns with your needs. You can relax knowing that your diligently earned cash back will remain readily available whenever you’re ready to utilize it.
• Digital Wallet Availability: Thanks to its seamless compatibility with Google Pay, Apple Pay, and Samsung Pay, the SoFi Credit Card makes payments smoother than ever before. Wave goodbye to the inconvenience of lugging your wallet everywhere you go and embrace the freedom of making purchases with just a tap of your phone.

Who can apply for SoFi Credit Card?

The Card might just be your ticket to success! With a minimum required credit score of 690, eligibility criteria as straightforward as being 18 years or older and residing in the U.S., this card is well within your grasp. Why wait any longer? Seize the opportunity to access a realm of personalized rewards and benefits tailored to your lifestyle. Apply now and kickstart your journey toward financial freedom and excitement!

How to apply?

Applying for a SoFi Credit Card is easier than you think:

1. Go to the SoFi website and look for SoFi Credit Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

What is the credit limit on SoFi Credit Card?

Your credit limit on the SoFi Card will likely be determined based on your creditworthiness, among other factors.

Is the SoFi Credit Card a real credit card?

Yes, the SoFi Credit Card is indeed a real credit card! You can use it anywhere Mastercard credit cards are accepted, just like any other credit card.

How can I increase my credit limit?

To increase your credit limit, you can typically request it online if you’re eligible. Alternatively, you can contact the number provided on the back of your credit card for assistance.

Is the SoFi Credit Card available to international applicants?

As for international applicants, the availability of the SoFi Credit Card may vary. It’s best to directly check with SoFi to confirm specific eligibility requirements based on your location.

CREDIT CARD

SoFi

up to 3% cashback NO FEE

Earn unlimited 2% cash back rewards on all purchases:

APPLY NOW You will be redirected