Capital One SavorOne Student Cash Rewards Credit Card Review

Whether you're dining out with friends, stocking up on groceries for your dorm room, or grabbing coffee between classes, this card ensures that you earn rewards while enjoying the college experience.

Get ready to savor the rewards of student life with the Capital One SavorOne Student Cash Rewards Credit Card! This card is designed to make every moment count, offering generous cash back rewards on your everyday spending.

With no annual fee and valuable perks tailored to students, the Capital One SavorOne Student Cash Rewards Credit Card is the perfect companion for students looking to maximize their rewards and financial flexibility.

Experience the joy of earning rewards with every swipe and savor the perks of student life with the Capital One SavorOne Student Cash Rewards Credit Card! From unlimited cash back on dining and entertainment to special offers and benefits exclusively for students, this card is designed to enhance your college experience.

Whether you’re exploring new restaurants, attending concerts, or catching the latest movies, this card rewards you for living your best student life. Plus, with no foreign transaction fees, you can take your adventures abroad without worrying about additional charges.

Earning rewards

Earning rewards with the Capital One SavorOne Student card is both simple and rewarding. With an enticing cashback structure, cardholders can earn generous rewards across various spending categories.

• 3% cash back on Dining: Whether you’re dining out with friends or ordering in, earn 3% cash back on all your dining purchases.

• 3% cash back on Entertainment: Enjoy 3% cash back on entertainment expenses, including tickets to concerts, movies, sporting events, and more.
• 3% cash back on Popular Streaming Services: Get rewarded for your streaming subscriptions with 3% cash back on popular streaming services like Netflix, Spotify, Hulu, and more.
• 3% cash back on Grocery Stores: Earn 3% cash back on groceries, excluding purchases at superstores like Walmart and Target.
• 5% cash back on Hotels and Rental Cars booked through Capital One Travel: Plan your next trip with confidence and earn 5% cash back on hotel and rental car bookings made through Capital One Travel.
• 8% cash back on Capital One Entertainment Purchases: Enjoy a fantastic 8% cash back on entertainment purchases made through Capital One Entertainment.
• 1% cash back on All Other Purchases: For all other purchases, earn a solid 1% cash back, ensuring that every transaction contributes to your rewards earnings.

Benefits of a Capital One SavorOne Student Cash Rewards Credit Card

• Welcome Bonus

Enjoy a generous $50 welcome bonus after spending $100 in the first three months. This enticing offer provides an instant boost to your cash back earnings, allowing you to kickstart your rewards journey from day one.

• Cell Phone Protection

Receive coverage for your cell phone against damage or theft when you pay your monthly bill with your Capital One SavorOne Student card, providing added security and peace of mind.

• No Foreign Transaction Fees

Whether you’re studying abroad or traveling internationally, enjoy the convenience of using your card without incurring foreign transaction fees, saving you money on every purchase.

• CreditWise® Monitoring

Monitor your credit score and receive alerts about important changes with CreditWise® from Capital One, helping you stay informed and in control of your credit health.

• Digital Wallet Integration

Easily add your Capital One SavorOne Student card to your favorite digital wallets, such as Apple Pay and Google Pay, for secure and convenient payments both online and in-store.

• Fraud Protection

Benefit from Capital One’s advanced fraud protection measures, including $0 fraud liability, ensuring that you’re not held responsible for unauthorized charges on your account.

• No Annual Fee

Say goodbye to annual fees and hello to cost-effective rewards. The Capital One SavorOne Student card offers all the benefits of a premium rewards card without any additional costs, making it an excellent choice for budget-conscious students.

• Redeeming Rewards

SavorOne Student incentives can be claimed in a variety of ways, including cash, Amazon.com payments, gift cards, and PayPal transactions. Rewards collected with the SavorOne Student don’t really expire for the duration of the account. Additionally, CapitalOneTravel.com lets you use your earnings toward a vacation.

Card Application Requirements

To apply for the Capital One SavorOne Student Cash Rewards Credit Card, ensure you meet the following requirements:

1. Student Status: You must be a current student to be eligible for this credit card.
2. Age Criteria: Applicants should be at least 18 years old.
3. Income Information: Provide details about your income, including any part-time job or allowances.
4. Credit History: A fair credit history may be required for approval.
5. Residential Information: Submit your current address and contact details.
6. Social Security Number: A valid Social Security number is necessary for verification purposes.
7. Legal Residency: You must be a legal resident of the United States.

How to Apply for the Capital One SavorOne Student Cash Rewards Credit Card

Follow these steps to successfully apply for the Capital One SavorOne Student Cash Rewards Credit Card:

1. Visit the Capital One Website.
2. Choose the SavorOne Student Card.
3. Complete the Application Form.
4. Provide Student Status Verification.
5. Submit Application.
6. Wait for Approval.

Frequently Asked Questions (FAQs) – Capital One SavorOne Student Cash Rewards Credit Card

Who is eligible for the SavorOne Student Cash Rewards Credit Card?

The card is designed for current students who are at least 18 years old and legal residents of the United States.

Is there an annual fee for the SavorOne Student Card?

No, the Capital One SavorOne Student Cash Rewards Credit Card typically does not have an annual fee.

How can I check the status of my credit card application?

You can check your application status online through the Capital One website or by contacting their customer service.

Can international students apply for this credit card?

No, the SavorOne Student Card is available only to legal residents of the United States.

Please note that the information provided here is a general guide, and specific terms and conditions may apply. Always refer to the official Capital One website for the most accurate and up-to-date information.