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Premier Bankcard Mastercard

Do you need to rebuild your credit history and are looking for a credit card to help you with it, you need to meet the unsecured Premier Bankcard Mastercard.

Premier Bankcard Mastercard
Source: Premier Bankcard Mastercard

A lot of times in life we see ourselves needing to rebuild, in financial life this happens a lot, and sometimes is hard to find the way back to a good credit score, banks often denied people with poor credit the access to credit cards or loans, but the Premier Bankcard Mastercard can be the perfect tool to help in this journey.

If you want all about the unsecured Premier Bankcard Mastercard, keep reading our article.

Premier Bankcard Mastercard
Premier Bankcard Mastercard
Monitor FICO credit score Mobile made easy
Get access to card benefits

How the Premier Bankcard Mastercard will help rebuild your credit score?

Credit cards can be a useful tool to help you increase your credit score, the key to that is because most credit card issuers report monthly to the credit bureaus, and this information is used to calculating your FICO score.

The Premier Bankcard reports every month to the major credit bureaus informing that you are keeping you balance low and paying every month on time. When they see that you consistently are keeping a behavior of good payment, they will increase your score, because you’re a showing that you are creditworthy. 

Besides that, with the Premier Bankcard Mastercard, you will have access to your FICO score, and you can keep up with your progress.  

How to get a Premier Bankcard Mastercard 

To get a Premier Bankcard Mastercard you need to have a score of at least 500, this is very low compared to what other card in the market requires. There three easy steps to get your Premier card:

  1. First you will need to fill up a prequalification questionary, you will only need to answer some simple questions like annual income, FICO score, type of accounts you have, address and social security number.
  2. If you eligible, the Premier Bankcard will show you your credit card offer, the credit limits the offer varies between $200 – $700, and you are eligible for an increase after 12 months. If you accept the offer you will have to fill up a few more questions and submit your application.
  3. You will know if you got approved 60 seconds after submit your application, and then is just to wait for starting using your card.  

Main features of the Premier Bankcard Mastercard

The Premier Bankcard Mastercard is an unsecured credit card aimed for those who are trying to build up their credit score, these are some of the main features of this card:

  • You do not need to have a good score to apply, the minimum they require is a score of 500, which is pretty low compared to other banks.
  • Credit limit between $200 and $700, you can be eligible for a credit limit increase after 12 months.
  • Annual fee between $50 – $125, depending on your creditworthiness 
  • Premier will report every month to the major credit bureaus
  • You will have the security of a Mastercard.
  • Access to your FICO score, that way you can track your progress
  • All payments and transactions can be made though the Premier Credit Card App
  • Cash Advances if you need them, you can use any Cirrus ATM if you need a cash advance.
Premier Bankcard Mastercard
Source: Premier Bankcard Mastercard

Premier BankCard Mastercard: Requirements for Application

Eligibility Criteria:

  1. Age: Must be at least 18 years old.
  2. Residency: Legal resident of the United States.
  3. Identification: Valid government-issued ID.
  4. Credit History: No specific credit score required, but past credit history will be reviewed.
  5. Income: Proof of stable income.

Required Documents:

  • Government-issued ID (e.g., Driver’s License, Passport).
  • Social Security Number.
  • Recent payslips or tax returns as proof of income.
  • Utility bill or bank statement for address verification.

How to Apply for Premier BankCard Mastercard

Step-by-Step Guide:

  1. Visit the Website: Navigate to the official Premier BankCard Mastercard website.
  2. Application Form: Click on the ‘Apply Now’ button and fill in the application form with personal, financial, and employment details.
  3. Document Upload: Upload the necessary documents for verification.
  4. Review and Submit: Double-check the information for accuracy and submit the application.
  5. Await Approval: The bank will review your application and notify you of the decision. This process may take a few days to a few weeks.

FAQs about Premier BankCard Mastercard

What is the APR for the Premier BankCard Mastercard?

The APR varies based on creditworthiness and market conditions. Please refer to the latest terms and conditions on our website.

Are there any annual fees?

Yes, there is an annual fee. The exact amount depends on the card variant chosen. Details are available on our website.

Can I use this card internationally?

Yes, the Premier BankCard Mastercard is accepted worldwide wherever Mastercard is accepted.

Is there a rewards program associated with this card?

Yes, the card offers a rewards program. Earn points for every purchase, which can be redeemed for various rewards. Details are available on the card’s benefits page.

How do I contact customer service for inquiries or issues?

Customer service can be reached via phone, email, or through the customer service portal on our website.

Premier Bankcard Mastercard
Premier Bankcard Mastercard
Monitor FICO credit score Mobile made easy
Get access to card benefits

Sam Nascimento

Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.