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OakStone Secured MasterCard Platinum Credit Card Review

Whether you’re just starting out or have been working for a while, you probably haven’t had the opportunity to build a good credit score. But OakStone Secured MasterCard Platinum can help you in this mission.

OakStone Secured MasterCard Platinum Credit Card
Source: OakStone Secured Platinum

It is a common misconception that only those with credit scores over 700 qualify for the best credit cards. This is not true. With the help of the OakStone Secured MasterCard Platinum credit card, you can have the best credit card available without giving up your FICO score. This card provides a low interest rates, no monthly service fees, and they report to all major credit reporting bureaus.

With that in mind, hold your credit card with confidence as the OakStone Secured MasterCard Platinum Credit Card is one of the most secure credit cards on the market. It is protected by the most secure payment platform in the world – MasterCard.


OakStone Secured Platinum
CREDIT CARD
OakStone Secured Platinum
Up to $5,000 credit limit Fast, easy application process
Get access to card benefits

Benefits of OakStone Secured MasterCard Platinum Credit Card

  • Available credit limits from $200 to $5,000: This Platinum credit card is already perfect for your everyday life. It has a credit limit of up to $5,000 and no penalty fees.
  • No minimum credit score required: This card is the best option for many people with poor to good or no credit scores. OakStone offers a card with no minimum credit score, which makes it a great option for many people – especially those just starting to establish their credit history.
  • Free Trial Access to Credit Score Monitoring by Experian: If you want to find out your credit score but don’t know where to start, look no further as OakStone Secured offers free trial access to credit score monitoring from Experian – a leading credit agencies.
  • Offers fast and easy application process: OakStone offers an easy application process that can help you get your secured credit card in just a few minutes. The most interesting part is that OakStone does not charge applicants any processing or application fees!
  • Available in all 50 states of America: OakStone is also available in all 50 states of the US, making it a more convenient option for traveling across the states.
  • Reports to three major credit bureaus: Fortunately, your credit standing is reported to all of the items mentioned above if you have an OakStone Secured MasterCard Platinum credit card.
OakStone Secured Platinum
Source: OakStone Secured Platinum

OakStone Secured MasterCard Platinum Credit Card Request Requirements

To apply for the OakStone Secured MasterCard Platinum Credit Card, ensure you meet the following requisites:

Age Eligibility: Applicants must be at least 18 years old.

Security Deposit: A security deposit is required to establish the credit line. The deposit amount may vary based on the applicant’s creditworthiness.

Valid Identification: Provide a government-issued ID, such as a driver’s license or passport.

Income Verification: Proof of a stable income source to demonstrate the ability to make credit card payments.

Social Security Number: A valid Social Security number is mandatory for application processing.

Application Form: Complete the official OakStone Secured MasterCard Platinum Credit Card application form accurately.

How to Apply for OakStone Secured MasterCard Platinum Credit Card

Follow these steps to successfully apply for the OakStone Secured MasterCard Platinum Credit Card:

  • Visit the Official Website: Go to the OakStone website to access the online application portal.
  • Complete the Application Form: Fill out the application form with accurate personal and financial information.
  • Choose Your Security Deposit: Select the appropriate security deposit amount based on your financial capacity.
  • Submit Required Documents: Upload necessary documents, including ID, income proof, and other requested items.
  • Review Terms and Conditions: Carefully read and understand the terms and conditions associated with the credit card.
  • Submit Application: Once all information is entered and documents uploaded, submit your application for review.
  • Await Approval: The OakStone team will review your application, and upon approval, you will receive further instructions.

OakStone Secured MasterCard Platinum Credit Card FAQs

What is a secured credit card?

  • A secured credit card requires a security deposit, serving as collateral to establish a credit line. It’s an excellent option for building or rebuilding credit.

How long does it take to receive approval?

  • The approval process varies, but typically, applicants receive a response within a few business days.

Can the credit limit be increased over time?

  • Yes, with responsible card use, OakStone may offer opportunities to increase your credit limit.

Is there an annual fee for the OakStone Secured MasterCard Platinum Credit Card?

  • Yes, there is an annual fee associated with the card, which will be disclosed in the terms and conditions.

Are there rewards or benefits with this card?

  • While this is a secured card, OakStone may offer benefits and perks. Check the terms for details.

Please note that the information provided here is subject to change, and it’s advisable to refer to the official OakStone website for the most current details.


OakStone Secured Platinum
CREDIT CARD
OakStone Secured Platinum
Up to $5,000 credit limit Fast, easy application process
Get access to card benefits

Sam Nascimento

Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.