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Kohl’s Card Review

Enjoy a world of exclusive discounts, rewards, and perks carefully curated to enhance your shopping adventure at Kohl’s. Discover Kohl’s Card!

Kohl’s Card
Source: Kohl’s Card

Whether you’re passionate about fashion, home decor, or simply chasing after a great deal, the Kohl’s Card invites you to explore a realm of endless opportunities and unparalleled savings. Picture yourself navigating through Kohl’s aisles, brimming with anticipation as you uncover irresistible deals and tailor-made offers designed just for you.

But wait, there’s more! The excitement extends beyond the checkout counter with the Kohl’s Card, offering additional reasons to rejoice. Benefit from hassle-free returns, gain access to exclusive savings events, and explore special financing options for those significant purchases. With the Kohl’s Card, you’re not just securing unbeatable deals; you’re also indulging in exclusive perks and benefits reserved solely for Kohl’s Cardholders.

Kohl’s Card
No annual fee High rewards rate
Keep an eye out for monthly Kohl’s Card holder exclusive savings
APPLY NOW You will be redirected

Earning Rewards

Feel the excitement as you earn an incredible 7.5% in Kohl’s Cash on every purchase with the Kohl’s Card! This amazing opportunity lets you effortlessly build up rewards while indulging in the latest fashion trends and must-have styles from your favorite brands.

But that’s not all! Kohl’s Cardholders receive an additional 2.5% in rewards compared to Kohl’s Rewards members, who already earn an impressive 5% back. With the Kohl’s Card, you’re not just earning rewards – you’re earning even more rewards, turning each purchase into a joyful celebration of savings and style.

Redeeming Rewards

When you use the Kohl’s Card, any rewards you earn are effortlessly transformed into Kohl’s Cash, available for spending on purchases at Kohl’s in $5 increments. These conversions take place on the first of the month following the month in which you earned the reward.

Rewards are conveniently delivered via email and can be easily managed using the Kohl’s App if your email is linked. However, it’s crucial to remember that Kohl’s Cash issued as rewards expires after 30 days and cannot be used towards purchases from Sephora at Kohl’s, Kohl’s gift cards, or charitable items.

Kohl’s Card Review benefits

Zero annual fee

Shop with confidence knowing that the Kohl’s comes with no annual fee, allowing you to maximize your purchases without any additional expenses. It’s just one more reason to adore the Kohl’s Card and the amazing benefits it offers for your shopping adventures!

Welcome Bonus Kohl’s Card

The Kohl’s greets new cardholders with a special welcome bonus that sets it apart from other credit cards. Upon approval, enjoy a generous 35% discount on a single transaction when you use the card within 14 days. This exclusive perk immediately adds extra value to your Kohl’s experience from the get-go.

Exclusive Kohl’s coupons

Kohl’s Cardholders receive monthly exclusive discounts delivered straight to their electronic Kohl’s Wallet, accessible in the Kohl’s mobile app, eliminating the need for physical coupons. While this digital solution enhances convenience, please note that certain coupons may have restrictions on specific brands and product categories.

Kohl’s Rewards

Prepare to elevate your shopping experience with Kohl’s Rewards, the ultimate loyalty program for Kohl’s enthusiasts! Regular members earn an impressive 5% back in Kohl’s Cash on purchases, while Kohl’s Cardholders enjoy an even more exciting 7.5% back in Kohl’s Cash. It’s a major upgrade that adds a whole new level of excitement to your shopping trips!

Kohl’s Cash

Kohl’s Cash serves as the valuable currency of Kohl’s loyalty program, earned through promotions where shoppers receive $10 in Kohl’s Cash for every $50 spent. These coupons, issued at the time of purchase, can be used during specified redemption periods and stacked with exclusive cardholder discounts. Plus, Kohl’s Cardholders enjoy additional perks like advance sale notifications and receipt-free returns on card purchases.

Earning status

Achieve Most Valued Customer (MVC) status when you spend $600 with your Card within a calendar year. This prestigious status unlocks additional savings and exclusive offers throughout the year, along with periodic exclusive free shipping opportunities that can be combined with other Kohl’s offers and cash for even greater savings.

No impact on your credit score

Worried about qualifying for a Card? You can check your eligibility without any negative impact on your credit score. This allows you to assess your options and make an informed decision before applying.

Who can apply for Kohl’s Card?

Kohl’s Card
Source: Kohl’s Card

Applying for a Card is open to anyone who meets the eligibility criteria, with no specific minimum credit score requirement. Approval hinges on various factors, including your credit history and other relevant considerations. To apply, individuals must be at least 18 years old, possess a valid Social Security number, and have a U.S. mailing address. Additionally, applicants must demonstrate a source of income and meet the credit standards established by both Kohl’s and the card issuer.

How to apply?

Applying for a Kohl’s Card is easier than you think:

  1. Go to the CNBC website and look for Kohl’s Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently asked questions

How do I track my rewards points and Kohl’s Cash?

You can track your rewards points and Kohl’s Cash through your Kohl’s account online or by contacting Kohl’s customer service.

Can I apply for a Kohl’s Card if I have bad credit?

While approval is based on various factors, including credit history, individuals with lower credit scores may still be approved for a Card, albeit with potentially higher APRs.

Can I add authorized users to my Kohl’s Card account?

Yes, you can add authorized users to your Kohl’s account, allowing them to make purchases on your behalf.

What is the APR (Annual Percentage Rate) for the Kohl’s Card?

The APR varies depending on your creditworthiness and prevailing market rates.

Kohl’s Card
No annual fee High rewards rate
Keep an eye out for monthly Kohl’s Card holder exclusive savings
APPLY NOW You will be redirected

Debora Roque

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.