Discover It Student Chrome Card Review

The Discover It Student Chrome Card is the perfect companion for students looking to kickstart their financial journey with rewarding benefits and valuable perks.

With this card, students can enjoy cash back on their everyday spending, making it easier to manage expenses and earn rewards simultaneously. Whether it’s filling up on gas for those weekend road trips or grabbing a quick bite to eat between classes, the Discover It Student Chrome Card offers cash back rewards on gas station and restaurant purchases, providing students with financial flexibility and peace of mind.

What sets this card apart is its tailored benefits for students, designed to support them every step of the way. With no annual fee and a straightforward rewards program, the Discover It Student Chrome Card offers simplicity and value, making it an ideal choice for students who are new to credit cards.

Plus, with features like free FICO credit score monitoring, 24/7 customer service, and fraud protection, students can confidently build their credit history while enjoying the perks of being a Discover cardmember.

CREDIT CARD

Discover It Student Chrome

STUDENT ID THEFT PROTECTION INTRODUCTORY 0% APR FOR 6 MONTHS

Watch your credit score improve effortlessly

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Discover It Student Chrome Benefits

1. 2% cash back at gas stations and restaurants: Earn cash back rewards on up to $1,000 in combined purchases per quarter at gas stations and restaurants.
2. 1% cash back on all other purchases: Receive cash back rewards on all other purchases, including textbooks, school supplies, online shopping, and more.
3. No rotating categories:Plus, there’s no need to worry about rotating categories or complicated rewards structures – just use your card for everyday spending and watch your rewards add up effortlessly.
4. No Annual Fee: With the Discover it Student Chrome card, you can enjoy all these amazing benefits without having to worry about an annual fee. This means you can maximize your cashback rewards and enjoy the perks of being a cardholder without any additional costs.
5. Free FICO® Credit Score: As a student, building credit is important, and with this card, you can easily monitor your credit health. Discover provides you with access to your FICO® Credit Score for free, empowering you to track your progress and take control of your financial future.
6. No Foreign Transaction Fees: Whether you’re studying abroad or traveling during your school breaks, the Discover it Student Chrome card has you covered. There are no foreign transaction fees, so you can use your card with confidence wherever your adventures take you, without worrying about additional charges.
7. Flexible Redemption Options: Redeeming your cashback rewards is simple and convenient with the Discover it Student Chrome card. You can redeem your rewards in any amount, at any time, and there are multiple redemption options available, including statement credits, direct deposits, and gift cards, giving you the flexibility to choose how you want to use your rewards.
8. Security Features: Discover prioritizes your security, which is why they offer advanced security features to protect your card and your account. Enjoy features like $0 Fraud Liability, which ensures you’re not responsible for unauthorized charges, and Freeze It®, which allows you to instantly freeze your account if your card is misplaced or stolen, providing you with peace of mind and security wherever you go.
9. Gas Stations and Restaurants: Enjoy enhanced cashback rewards when you fill up at gas stations and dine out at restaurants. These are two essential spending categories for college students, and with this card, you’ll earn cashback rewards while fueling up your car and satisfying your hunger.
10. Good Grade Reward: As a student, your hard work deserves recognition, and with the Discover it Student Chrome card, you can earn a statement credit for good grades. Simply maintain a GPA of 3.0 or higher, and you’ll be rewarded with a statement credit as a token of appreciation for your academic achievements.
11. Introductory APR: Say goodbye to high-interest rates with the Discover it Student Chrome card’s introductory APR offer. Enjoy a 0% APR on purchases for the first six months, giving you the flexibility to make purchases without worrying about accruing interest charges.
12. Cashback Match: Discover matches all the cashback rewards you’ve earned at the end of your first year as a cardholder. This means that whatever cashback rewards you earn in your first year will be doubled, allowing you to maximize your rewards and enjoy even greater savings.

Card Application Requirements

To apply for the Discover It Student Chrome Card, make sure you meet the following requirements:

1. Student Status: You must be a student to be eligible for this card.

2. Age: Applicants should be at least 18 years old.

3. Income: While a steady income is not mandatory, having a source of income or a co-signer may increase your chances of approval.

4. Credit History: A limited credit history is acceptable, making it an excellent option for students who are new to credit.

5. US Citizenship or Permanent Resident Status: Applicants should be U.S. citizens or permanent residents.

How to Apply for the Discover It Student Chrome Card

Follow these steps to successfully apply for the Discover It Student Chrome Card:

1. Visit the Official Website: Go to the official Discover website to access the application portal.
2. Complete the Application Form: Fill out the required information, including personal details, financial information, and student status.
3. Provide Additional Information: Submit any additional documentation requested by Discover to support your application.
4. Wait for Approval: Discover will review your application, and if approved, you’ll receive your card by mail.
5. Activate Your Card: Once you receive the card, follow the provided instructions to activate it.

Discover It Student Chrome Card FAQs

Can international students apply for this card?

• Yes, international students with a valid U.S. Social Security number and other required documentation are eligible to apply.

Is there a penalty for late payments?

• While there is no penalty APR, late payments may result in a late fee and could affect your credit.

How does the Good Grades Reward work?

• You can earn a $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years.

Is there a foreign transaction fee?

• No, the Discover It Student Chrome Card does not charge foreign transaction fees.

Note: Terms and conditions may change, so it’s advisable to check the official Discover website for the

CREDIT CARD

Discover It Student Chrome

STUDENT ID THEFT PROTECTION INTRODUCTORY 0% APR FOR 6 MONTHS

Watch your credit score improve effortlessly

APPLY NOW You will be redirected