Discover it Chrome Gas & Restaurant Credit Card Review

From its user-friendly interface to its robust security features, every aspect of this card is crafted with the cardholder in mind. Discover the Card Discover it Chrome Gas & Restaurant!

Introducing the Discover it Chrome Gas & Restaurant Credit Card, a dynamic financial tool designed to cater to the modern consumer’s lifestyle. With a focus on everyday spending, this card offers unparalleled rewards for those who frequent gas stations and restaurants.

As the name suggests, it’s tailored specifically for those who find themselves regularly dining out or hitting the road. Whether you’re a foodie exploring the culinary scene or a road warrior traversing highways, this card seamlessly integrates into your routine, rewarding you generously for your habits.

Discover it Chrome Gas & Restaurant Credit Card benefits

• High rewards rate: Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Even when you’ve hit that quarterly cap, you’ll still earn an unlimited 1% cash back on all other purchases—ensuring that your rewards never stop rolling in. With Discover it Chrome, the more you spend, the more you earn!
• Redeeming Rewards: You can redeem your cash back for statement credits to help lower your balance, giving you instant savings on your monthly bill; direct deposits to your bank account, putting that cash back directly into your pocket; purchases on Amazon.com or PayPal credits, giving you the flexibility to shop online for the things you love; or gift cards starting at just $5—perfect for treating yourself or someone special to a little something extra.
• Unlimited Cashback Match: Brace yourself for a mind-blowing offer that’ll have you dancing with joy: the Unlimited Cashback Match, exclusively from Discover! At the end of your first year as a cardholder, Discover will swoop in and match every single penny of the cash back you’ve earned. Yes, you heard right—dollar for dollar, with no strings attached! 
• Intro offer: Buckle up because with this card, you’re in for an absolute thrill ride! How does a whopping 0% intro APR for a dazzling 15 months on both purchases and balance transfers sound? That’s right—zero interest holding you back as you seize those must-have purchases or effortlessly consolidate your balances. It’s like having your own personal financial superhero swoop in to save the day!
• Free FICO Credit Score: Your ticket to a FREE FICO Credit Score, right at your fingertips! With your monthly FICO Credit Score updates, you’ll have the power to track your progress, spot any changes, and make informed financial decisions like a true pro! Dive into a world of credit confidence and unleash your financial potential with the Discover it Chrome!
• No annual fee: Get ready to experience financial freedom like never before with the Discover it Chrome—where saying goodbye to annual fees is just the beginning of your epic journey! That’s right—no annual fee means no strings attached, no hidden costs, and no worries holding you back from unlocking the rewards you deserve.
• Travel benefits: Dive into unforgettable adventures with Discover it Chrome’s travel perks! Enjoy no foreign transaction fees and 24/7 travel assistance, ensuring a worry-free journey wherever you go. Discover it Chrome: your ultimate travel companion!
• Freeze It: Take control like never before with Freeze It—an absolute game-changer brought to you by Discover it Chrome! With Freeze It, you hold the power to instantly freeze your card in its tracks with just a tap on your phone. Join the Freeze It revolution and step into a world where you’re in total control with Discover it Chrome!
• Discover Identity Alerts: Stay one step ahead of identity thieves with Discover Identity Alerts! With this powerful feature, you’ll receive instant notifications if Discover detects your Social Security number on risky websites—keeping your personal information safe and secure. Discover Identity Alerts: your shield against identity theft!

Who can apply?

Applicants should have a good to excellent credit score to increase their chances of approval. Additionally, they must be at least 18 years old and have a valid Social Security number. Beyond these basic requirements, individuals should also consider factors such as their income, employment status, and financial history when applying for the card.

How to apply?

Applying for a Discover it Chrome Gas & Restaurant Credit Card is easier than you think:

1. Go to the Discover website and look for Discover it Chrome Gas & Restaurant Credit Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

Is there a foreign transaction fee for using the Discover it Chrome card abroad?

No, there are no foreign transaction fees when using the Discover it Chrome card for purchases made outside of the United States. Enjoy shopping internationally without worrying about extra fees.

Can I add authorized users to my Discover it Chrome account?

Yes. Additional cards for authorized users can be requested through your online account management portal or by contacting Discover’s customer service.

How can I monitor my spending and track my rewards with the Discover it Chrome card?

You can easily monitor your spending and track your rewards with the Discover it Chrome card through the Discover online account management portal or mobile app. 

Is there a penalty APR if I miss a payment?

Discover does not currently have a penalty APR for late payments on the Discover it Chrome card.