Citi Rewards+ Credit Card Review

Embark on a journey of rewarding experiences with the Citi Rewards+ Credit Card, a versatile and innovative option designed to elevate your everyday spending.

With this card in your wallet, every purchase becomes an opportunity to earn valuable rewards and unlock exciting benefits. What sets this card apart is its unique feature that automatically rounds up your points to the nearest 10 on every purchase, offering a refreshing twist to traditional rewards programs.

Not only does the Citi Rewards+ Credit Card offer exceptional rewards, but it also boasts a host of additional perks to enhance your overall cardholder experience. From introductory bonuses to convenient redemption options, this card is designed to cater to your diverse needs and preferences.

Plus, with its user-friendly mobile app and responsive customer support, managing your account has never been easier. Whether you’re a seasoned rewards enthusiast or new to the world of credit cards, the Citi Rewards+ Credit Card is your ticket to a rewarding and hassle-free financial journey.

Earning rewards

Earning rewards with the Citi Rewards+ Card is an exciting journey filled with opportunities to accumulate points on everyday purchases. Here’s how you can maximize your rewards potential:

1. Earn 2X ThankYou Points at supermarkets and gas stations for the first $6,000 spent annually, and then 1X points thereafter.
2. Enjoy 2X ThankYou Points on dining out and entertainment purchases, including restaurants, cafes, bars, concerts, movies, and more.
3. Earn 1X ThankYou Point on all other purchases, ensuring that every transaction contributes to your rewards balance.

With these earning opportunities and benefits, the Citi Rewards+ Card offers a rewarding experience tailored to your lifestyle and spending habits.

Benefits of Citi Rewards+ Credit Card

• No annual fees

Say goodbye to pesky annual fees and hello to cost-effective rewards with the Citi Rewards+ Card. As a cardholder, you can enjoy all the benefits and perks of membership without having to worry about additional expenses, making it a smart and budget-friendly choice for savvy consumers.

• Round Up to the Nearest 10 Points

With the Citi Rewards+ Card, every purchase automatically rounds up to the nearest 10 points, making it easier than ever to earn rewards faster. This unique feature ensures that even small purchases contribute significantly to your points balance, allowing you to unlock rewards sooner and enjoy the perks of membership.

• 10% Points Back on Redeemed Points

Enjoy the satisfaction of getting even more value out of your rewards with the Citi Rewards+ Card. When you redeem your points for travel, gift cards, merchandise, or other eligible purchases, you’ll receive 10% of those points back, effectively stretching your rewards further and enhancing their worth.

• Introductory APR Offer

Take advantage of a generous introductory APR offer with the Citi Rewards+ Card, allowing you to save money on interest charges and finance purchases more affordably. Whether you’re planning a big-ticket purchase or looking to transfer balances from high-interest cards, this introductory offer provides valuable flexibility and savings.

• Contactless Payment Technology

Experience the convenience and security of contactless payments with the Citi Rewards+ Card. Simply tap your card at participating merchants to complete transactions quickly and securely, eliminating the need to swipe or insert your card. With contactless payment technology, you can enjoy a seamless and hassle-free payment experience wherever you go.

• Fraud Protection

Rest easy knowing that your purchases are protected against unauthorized use with the Citi Rewards+ Card. With robust fraud protection measures in place, you can shop with confidence knowing that you’re covered in the event of fraudulent activity on your account. Enjoy peace of mind and security with every purchase you make.

• Citi Concierge

The Citi Concierge is a 24/7 service that will help you with things like travel, dining, entertainment, and account protection. Citi Concierge is available 24/7 and all you have to do is call them at the number provided on your Citi Rewards+ Credit Card. Your Citi Rewards+ Credit Card will even come with exclusive benefits like complimentary access to guaranteed room upgrades and exclusive invitations to events.

• Points Transfer

With the Citi Rewards+ Card, you have the flexibility to transfer your ThankYou Points to participating airline loyalty programs at a 1:1 ratio. This opens up a world of possibilities for redeeming your points for flights, upgrades, and other travel experiences, allowing you to maximize the value of your rewards and enjoy unforgettable adventures.

• Retail Protection

Enjoy added peace of mind when shopping with the Citi Rewards+ Card, thanks to built-in retail protection benefits. From purchase protection against damage or theft to extended warranty coverage on eligible items, you can shop confidently knowing that your purchases are safeguarded against unforeseen circumstances.

• Digital Wallet Compatibility

Seamlessly integrate your Citi Rewards+ Card into your digital wallet for added convenience and security. Whether you prefer Apple Pay, Google Pay, or Samsung Pay, you can easily make contactless payments with your smartphone or other compatible devices, streamlining your checkout experience and enhancing your overall card usage.

• Entertainment Access

As a cardholder, you gain access to exclusive entertainment experiences and events through Citi Entertainment. From presale tickets to VIP packages, you can enjoy priority access to concerts, sporting events, dining experiences, and more, creating unforgettable memories with friends and loved ones.

• Travel Benefits

Unlock a range of travel benefits with the Citi Rewards+ Card, including travel and emergency assistance services, trip cancellation and interruption protection, and worldwide car rental insurance. Whether you’re exploring new destinations or embarking on a weekend getaway, you can travel with confidence knowing that you’re covered by valuable travel benefits.

Card application requirements

Before applying for the Citi Rewards+ Credit Card, ensure you meet the following requirements:

1. Age: Applicants must be at least 18 years old.
2. Income: A minimum annual income may be required. Check the specific income eligibility for the card.
3. Credit Score: A good to excellent credit score is typically needed for approval.
4. Residency: Some cards may have residency or citizenship requirements.
5. Employment Information: Prepare details about your employment, including your current employer and job position.

Application Process: How to Apply for the Citi Rewards+ Credit Card

1. Visit the Official Website.
2. Start the Online Application.
3. Submit Application.
4. Wait for Approval.
5. Receive Card.

Frequently Asked Questions (FAQs) – Citi Rewards+ Credit Card Review

How does the rounding feature work?

Every purchase with this card automatically rounds up to the nearest 10 points. For example, a $25 purchase earns 30 points.

Is there any annual fee associated with this card?

Check the current terms, but the Citi Rewards+ Credit Card is known for having no annual fee.

Can points be transferred to other loyalty programs?

Typically, the points earned with this card cannot be transferred to other loyalty programs. Points are redeemable within the Citi ThankYou Rewards program.

Are there sign-up bonuses for new cardholders?

Review current promotions, as sign-up bonuses may vary. Check for any introductory offers or bonuses for new cardholders.

These FAQs provide a brief overview, and for more detailed information, please see the official terms and conditions provided by Citibank.