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Citi Double Cash Card

This dynamic credit card is engineered to maximize your rewards and streamline your financial journey.

Source: Citi Double Cash Card

With the Citi Double Cash Card, you’ll earn cash back not once, but twice on every single purchase. Here’s the magic: earn 1% cash back when you make a purchase, and then another 1% cash back when you pay off that purchase, granting you a total of up to 2% cash back on all your spending.

Whether you’re stocking up on essentials, dining out with loved ones, or indulging in a shopping spree, this card effortlessly rewards you for every dollar spent.

What sets the Citi Double Cash Card apart is its versatility and simplicity. There’s no maze of complex points to decipher—just plain and simple cash back rewards that accumulate swiftly with each transaction.

CREDIT CARD
citi double cash
cash back 2% 0% INTRODUCTORY APR
Watch your credit score improve effortlessly
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Plus, enjoy a lengthy introductory APR period on balance transfers, making it an ideal option if you’re seeking to consolidate debt or minimize interest charges. With Citi’s renowned reputation and unwavering dedication to customer satisfaction, you can trust the Citi Double Cash Card to elevate your spending experience and inject more cash back into your wallet.

Special Advantages and Benefits

  • Redeeming cash back: Discover the diverse redemption possibilities offered by the Citi Double Cash Card’s Citi ThankYou Points program: cash back, gift cards, online shopping, point sharing or travel redemptions. With these diverse redemption options, Citi Double Cash cardholders can personalize their rewards to match their lifestyle and preferences, ensuring that every point earned leads to meaningful value and memorable experiences.
  • Incentivized Responsibility: This structure encourages responsible credit card management by rewarding prompt payment with quicker access to the second half of your rewards.
  • Double Rewards: Earn 1% cash back when you make purchases and an additional 1% when you pay them off, effectively doubling the industry standard.
  • Simplicity and Transparency: Enjoy a straightforward way to earn up to 2% cash back on all your spending, without the hassle of navigating a complex points system.
  • Maximized Earnings: Embrace responsible credit card habits and amplify your cash back earnings with every purchase.
  • $200 Cash Back Bonus: Jumpstart your savings by spending $1,500 in the first 6 months of opening your account and earn a substantial $200 cash back bonus.
  • No Annual Fee: Enjoy the perks of cash back rewards without any annual fee, making the Citi Double Cash Card a cost-effective choice for maximizing rewards.
  • 5% Cash Back on Travel: Take advantage of a limited-time offer to earn 5% cash back on hotel and car rentals booked through the Citi Travel℠ portal, making your travels even more rewarding.
  • No Category Restrictions: Earn cash back on all purchases, regardless of spending category. There are no limits or caps on the amount of cash back you can earn, giving you flexibility and freedom in your spending.
  • Contactless Payment Technology: Experience the convenience and security of contactless payments with the Citi Double Cash Card, enabling quick and easy transactions at participating merchants.
  • Worldwide Acceptance: Use your Citi Double Cash Card globally wherever Mastercard is accepted, making it a reliable payment option for both domestic and international transactions.
  • 24/7 Customer Support: Rest assured knowing that assistance is just a call away, any time of the day, ensuring your financial journey is smooth and secure.
Source: Citi Double Cash Card

Who can apply?

  1. Credit Score: A good to excellent credit score is typically required for approval.
  2. Age: Applicants should be at least 18 years old.
  3. Income Verification: Be prepared to provide proof of a steady income to demonstrate your ability to manage credit.
  4. Legal Residency: You must be a U.S. citizen or a legal resident with a valid Social Security number.
  5. Credit History: A positive credit history with responsible credit usage enhances your chances of approval.
  6. Existing Citi Relationship: While not mandatory, having an existing relationship with Citibank may be advantageous.

How to Apply for the Citi Double Cash Credit Card?

Applying for a Citi Double Cash Card is easier than you think:

  1. Go to the Citi website and look for Citi Double Cash Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently Asked Questions (FAQs) – Citi Double Cash Credit Card

How does the Citi Double Cash Card’s cash back feature work?

The Citi Double Cash Card offers cash back in two stages – you earn 1% cash back on all purchases and an additional 1% when you pay your bill, effectively providing a total of 2% cash back on all eligible purchases.

Are there any annual fees associated with the Citi Double Cash Card?

No, the Citi Double Cash Card does not have an annual fee, making it an attractive option for those looking to maximize rewards without incurring additional costs.

Can I redeem my cash back for something other than a statement credit?

Yes, besides statement credits, you have the option to redeem your cash back for gift cards or a check mailed to your address. The flexibility allows you to choose the redemption method that suits you best.

Is there a foreign transaction fee for using the Citi Double Cash Card internationally?

Yes, it’s important to note that the Citi Double Cash Card does have a foreign transaction fee. If you frequently travel abroad, you may want to consider this factor in your decision-making process.

Please note that the information provided is based on the knowledge available up to January 2022, and there may have been changes or updates since then. Always refer to the official Citi website for the most current information.

CREDIT CARD
citi double cash
cash back 2% 0% INTRODUCTORY APR
Watch your credit score improve effortlessly
APPLY NOW You will be redirected

Sam Nascimento

Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.