Chase Sapphire Reserve Card Review

The Chase Sapphire isn't just another credit card—it's your passport to a world of unparalleled travel experiences and exclusive benefits.

From its sleek metal design to its extensive suite of travel perks, the Chase Sapphire card is designed to elevate every aspect of your journey, whether you’re a seasoned globetrotter or a weekend explorer. With its generous rewards program, premium travel benefits, and exceptional customer service, the Chase Sapphire Reserve Card isn’t just a card—it’s a lifestyle upgrade.

At the heart of the Chase Sapphire Reserve Card is its remarkable rewards program, offering unlimited opportunities to earn and redeem points for travel, dining, and more. Earn points on every purchase, with bonus rewards on travel and dining expenses, allowing you to accelerate your rewards earnings effortlessly.

Plus, enjoy a generous welcome bonus, complimentary airport lounge access, and valuable travel insurance benefits, ensuring that every trip is both rewarding and stress-free. With the Chase Sapphire Reserve Card, the world is yours to explore, and the possibilities are endless.

.

Benefits of Chase Sapphire Reserved Card

• Earn 5x points: Earn 5x total points on flights when you purchase travel through Chase Travel after the first $300 is spent on travel purchases annually.
• Earn 10x points: Earn 10x total points on hotels (excluding The EditSM) and car rentals when you purchase travel through Chase after the first $300 is spent on travel purchases annually. Plus, earn 10x total points on Chase Dining purchases with Ultimate Rewards®.
• Earn 3x points: Earn 3x points on dining at restaurants, including eligible delivery services, takeout, and dining out. Plus earn 3x points on other travel worldwide after the first $300 is spent on travel purchases annually.

• Welcome Offer: The Chase Sapphire Reserve™ comes with an enticing welcome offer 75,000 points, providing new cardholders with a substantial bonus after meeting the minimum spending requirement within the specified timeframe. This generous incentive kick-starts your journey with the card on a high note, allowing you to immediately enjoy the perks and benefits it has to offer.
• Annual Travel Credit: One of the standout features of the Chase Sapphire Reserve™ is its $300 annual travel credit, which offsets qualifying travel purchases made with the card. This benefit not only helps to mitigate the card’s annual fee but also provides cardholders with added value and flexibility when planning their travel adventures.
• Priority Pass Select Membership: As a cardholder, you gain access to the extensive Priority Pass™ network of airport lounges worldwide. This membership allows you to relax and unwind in comfort while waiting for your flight, with complimentary amenities such as refreshments, Wi-Fi, and comfortable seating available at select airport lounges.
• Global Entry or TSA PreCheck Fee Credit: Expedite your airport experience with a statement credit for the application fee for either Global Entry or TSA PreCheck. This perk saves you time and hassle when navigating airport security checkpoints, making travel more convenient and efficient.
• Complimentary Lyft Pink Membership: Enjoy the benefits of a Lyft Pink membership, providing perks such as preferred pricing, relaxed cancellation policies, and priority airport pickups. This exclusive benefit enhances your transportation experience and adds value to your everyday travels.
• DoorDash Benefits: Cardholders can access special benefits when ordering food delivery through DoorDash, including complimentary DashPass subscription benefits for a minimum of one year. This feature offers savings on delivery fees and provides access to exclusive offers from participating restaurants, making dining in more convenient and affordable.
• Travel Insurance Coverage: The Chase Sapphire Reserve™ provides comprehensive travel insurance coverage, offering peace of mind and protection for various travel-related incidents. From trip cancellation and interruption insurance to baggage delay and lost luggage reimbursement, this card has you covered in case of unforeseen circumstances during your travels.
• Purchase Protection: With purchase protection benefits, cardholders can shop with confidence, knowing that their eligible purchases are covered against damage or theft for a specified period after the purchase date. This feature adds an extra layer of security and assurance when making transactions with the Chase Sapphire Reserve™.

Card Application Requirements

1. Credit Score: A strong credit score is typically required for approval. Aim for a score in the excellent range.
2. Income Verification: Be prepared to provide proof of a stable income to demonstrate your ability to handle the card’s credit limit.
3. Existing Credit Accounts: Chase may consider your existing credit relationships with them when reviewing your application.
4. Annual Fee: The Chase Sapphire Reserve Card has an annual fee. Make sure you are comfortable with this cost before applying.
5. U.S. Citizenship or Permanent Residency: The card is usually available to U.S. citizens or individuals with permanent residency.
6. Age Requirement: You must be at least 18 years old to apply for a credit card. However, some states may have a higher age requirement.

How to Apply for the Chase Sapphire Reserve Card

1. Online Application: Visit the official Chase website and navigate to the page for the Sapphire Reserve Card.
2. Information Gathering: Prepare necessary information such as your social security number, income details, and employment information.
3. Application Form: Fill out the online application form accurately and completely.
4. Credit Check: Chase will perform a credit check as part of the application process.
5. Wait for Approval: After submitting your application, wait for Chase to review and respond to your request. This may take a few days.
6. Receive Your Card: If approved, you’ll receive your Chase Sapphire Reserve Card by mail.

Chase Sapphire Reserve Card FAQs

How can I maximize my rewards with the Chase Sapphire Reserve Card?

Use the card for travel and dining purchases to earn the most points. Take advantage of the card’s travel benefits, like the $300 annual travel credit.

Is there a foreign transaction fee for the Chase Sapphire Reserve Card?

No, the card does not charge foreign transaction fees, making it a great option for international travel.

What is the annual fee, and is it worth it?

The Chase Sapphire Reserve Card has an annual fee. Evaluate the card’s benefits, including travel credits and rewards, to determine if it aligns with your spending and travel habits.

Can I transfer points to other loyalty programs?

Yes, the Chase Sapphire Reserve Card allows you to transfer points to various airline and hotel loyalty programs, providing flexibility in redeeming rewards.