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TD Cash Back Visa Infinite Card Review

If you are looking for a credit card that offers cashback, it would be best to find a card that offers a high percentage of cashback for your purchases. Look no further than the TD Cash Back Visa Infinite Card! 

TD Cash Back Visa Infinite Card
Source: TD Cash Back Visa Infinite Card

If you’re looking for a cash back card that gives you a healthy 10% of your purchases, then Card is the perfect card for you. The TD Card is a Visa Infinite card that gives you cashback up to 10% in the first three months. The card also offers a TD Cash Rewards MasterCard that gives you 1% cash back on all purchases.

And even if it’s a card that helps you earn cash back on your everyday purchases, the Card offers cashback dollar points that never expires.

TD Cash Back Visa Infinite Card
CREDIT CARD
TD Cash Back Visa Infinite
Emergency Road Services Cash Back Dollars
Get access to card benefits:

Benefits of TD Card

Credit cards are convenient because they allow you to make a purchase at any time. You don’t need to wait for your bank to open, or for a check to clear, or for cash to be deposited. With that in mind, here are the benefits of having a The Card in case you want to have one.

  • 10% Cash Back on all purchases

The TD Cash Back Visa Infinite Card is a great way to save on your purchases. It is a card that offers a 10% cash back on all purchases for the first 3 months. The card is a great way to save money, and is a simple way to build your credit score.

  • Provides Travel Medical Insurance

The TD Cash Back Visa Infinite Card provides travel medical insurance. In the event of an emergency, you can contact the company about the medical coverage you are entitled to.

  • 3% cashback on eligible purchases in groceries and gas

Cash back credit cards are a popular way to save money on everyday purchases. When you use your TD Cash Back Visa Infinite Card you get 3% cash back when you spend at eligible grocery and gas stores.

  • 1% Cashback on Everything

The Card is a credit card that provides 1% cash back on every purchase. This means that everything you spend is receiving a 1% cash back on it. The card is accepted everywhere Visa is accepted including online. This card is a great option for those that want to increase their cash back and spend less on the card.

  • Cash Back Dollars that don’t expire

This card offers cash back dollars that don’t expire and there is no limit to how much you can earn. This card offers competitive rates and a great range of benefits. This card offers the highest cash back on gas, groceries and wholesale clubs, and you are also not limited in how many times you can use the card.

Exclusive Program Overview for TD Cash Back Visa Infinite

TD Cash Back Visa Infinite Card
Source: TD Cash Back Visa Infinite Card

The TD Cash Back Visa Infinite card offers a premium cashback rewards program tailored for those who value simplicity and efficiency in their credit card experience. Key features include:

  • Generous Cashback Rate: Earn competitive cashback on everyday purchases, with higher rates on select categories like groceries, gas, and recurring bill payments.
  • Travel Benefits: Enjoy comprehensive travel insurance, including emergency medical and trip cancellation.
  • Luxury Hotel Privileges: Access exclusive benefits at prestigious hotels worldwide.
  • Concierge Service: 24/7 assistance for travel bookings, event reservations, and more.

Qualification Requirements and Trends

To be eligible for the TD Cash Back Visa Infinite card, applicants must meet certain criteria:

  • Minimum Income: An annual personal income of $60,000 or household income of $100,000 is typically required.
  • Credit Score: A good to excellent credit score is necessary for approval.
  • Age and Residency: Applicants must be of legal age in their province and a Canadian resident.

Trends show a growing demand for flexible reward structures and digital integration in credit card services. This card aligns well with these trends, offering a user-friendly mobile app and online banking options.

Step-by-Step Guide to Apply

Applying for the TD Cash Back Visa Infinite card is straightforward:

  1. Eligibility Check: First, ensure you meet the income and credit requirements.
  2. Application Process: Apply online on the TD website or visit a branch. You’ll need to provide personal, financial, and employment information.
  3. Documentation: Submit any required documents, such as proof of income or ID.
  4. Approval and Activation: Once approved, you’ll receive your card by mail. Activate it online or by phone.

FAQs About TD Cash Back Visa Infinite

What is the cashback rate for the TD Cash Back Visa Infinite card?

The card offers varying cashback rates depending on the purchase category, with higher rates for groceries, gas, and recurring payments.

Are there any annual fees?

Yes, there is an annual fee. However, it may be waived or reduced under certain promotional offers.

Can cashback be used to pay the card balance?

Yes, you can use your accumulated cashback to pay down your card balance.

Is this card good for international travel?

Absolutely, it offers international travel insurance and no foreign transaction fees on purchases abroad.

How does the concierge service work?

The concierge service assists with travel planning, reservations, and other personal requests, available 24/7.

TD Cash Back Visa Infinite Card
CREDIT CARD
TD Cash Back Visa Infinite
Emergency Road Services Cash Back Dollars
Get access to card benefits:

Sam Nascimento

Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.