Student BMO CashBack Mastercard Review

Packed with features and benefits, it offers everything you’d expect from a premium card, without the burden of an annual fee. 

BMO CashBack Mastercard is not just any credit card; it’s your ultimate sidekick tailored exclusively for students, packed with perks to make your wallet feel unstoppable. Imagine the thrill of earning cash back while you study, socialize, and seize every moment of your student journey!

With the BMO CashBack Mastercard, you’re the captain of your rewards destiny. Say goodbye to fees and hello to freedom as you take control of when you want to cash in on those sweet, sweet rewards. So why wait? Let’s kickstart this incredible student adventure together with the BMO CashBack Mastercard – because your future deserves to sparkle with rewards and excitement!

CREDIT CARD

Students BMO CashBack Mastercard

3% cash back $0 annual fee

Earn more on groceries and get cash back:

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Student BMO CashBack Mastercard benefits

• Earning Rewards: Brace yourself for a whopping 3% cash back on your grocery hauls every month, up to a generous $500 limit. But wait, there’s more! Get ready to pocket 1% cash back on all your recurring bill payments, making those monthly expenses feel a whole lot lighter. With a limit of $500 per month, you can watch your rewards pile up while you take care of business like a boss. And as if that wasn’t enough, every other purchase you make with your BMO CashBack Mastercard scores you a cool 0.5% cash back.

• Choose Your Method: You’ve got not one, not two, but three electrifying ways to claim your rewards. Have your rewards deposited into your BMO chequing account for instant access. Add them to your BMO InvestorLine account for some savvy investing. Or apply them as a statement credit on your credit card bill, making your payments a breeze.

• Flexible Redemption: With the BMO CashBack Mastercard, you’re not just limited to one redemption option. Redeem monthly to keep your rewards flowing; opt for a once-a-year redemption for a big payout; claim your rewards when you hit a specified reward level, starting from just $25; or choose an on-demand lump sum payment, with a minimum starting from just $1.

• $0-annual-fee: Unlock a world of rewards without breaking the bank! With the BMO CashBack Mastercard for students, there’s no annual fee, so you can enjoy all the perks and benefits without any extra cost. Say goodbye to hidden charges and hello to a fee-free future with the BMO CashBack Mastercard – because when it comes to maximizing rewards, there’s no better deal than $0 annual fee!
• Welcome offer: You can enjoy an exhilarating 5% cash back on your purchases during your first 3 months. Yes, you read that right – whether you’re stocking up on study supplies, treating yourself to a well-deserved break, or indulging in your favorite hobbies, every dollar spent brings you closer to earning fantastic rewards. When it comes to rewards, the journey starts with an incredible 5% cash back!
• Save on Cirque Du Soleil: Experience the magic of Cirque du Soleil for less with the BMO CashBack Mastercard! Save 15% on touring shows in Canada and 20% on residence shows in Las Vegas. Whether you’re captivated by acrobatics or mesmerized by storytelling, your BMO card unlocks exclusive savings on unforgettable performances. Don’t miss out – dive into the world of Cirque du Soleil and save big with BMO!
• Free additional cardholder: Double the benefits! You can get an additional cardholder absolutely free! Whether it’s your study buddy, your roommate, or a family member, adding an extra cardholder means they can enjoy all the perks and rewards of the BMO CashBack Mastercard too, at no extra cost. With this fantastic feature, you can share the benefits of cash back rewards, flexible redemption options, and more, making it easier than ever to manage your finances together.
• Purchase protection: With the BMO CashBack Mastercard for students, you’re not just getting a card – you’re getting peace of mind with purchase protection. Every time you use your card to make a purchase, you’re automatically covered against theft, loss, or damage for up to a certain period after the purchase date. You can shop with confidence knowing that your purchases are protected.
• Save on rental cars: With the BMO CashBack Mastercard for students, you can enjoy up to 25% off on rentals at select National Car Rental and Alamo Car Rental locations. Whether it’s a weekend getaway or a road trip with friends, your BMO CashBack Mastercard is your ticket to unlocking unbeatable deals on car rentals.
• Travel Benefits: While designed primarily for students, some BMO Mastercards may also offer travel benefits such as travel insurance, rental car collision damage waiver, and airport lounge access (be sure to check the specific benefits associated with your card).

Who can apply the of Student BMO CashBack Mastercard?

To be eligible for this incredible opportunity, you’ll need to meet a few criteria:

• Age Range: You should be between 18 and 24 years old. However, if you haven’t reached the age of majority in your province, which could be 19 depending on where you are, that’s totally fine.
• Student Status: You must be currently enrolled in a post-secondary school recognized by BMO. Whether you’re pursuing a degree, diploma, or certification, as long as you’re hitting the books, you’re eligible to apply.
• Income Requirement: While you’re busy hitting the books, it’s also important to have some income coming in. This could be from employment, scholarships, grants, student loans, or even support from your family.
• Application Process: If you’re an international student, you can apply by visiting a BMO branch. However, if you’re a Canadian citizen or permanent resident, you can easily apply online¹ for added convenience.

With these requirements met, you’re all set to embark on a journey of financial independence and rewarding experiences with the BMO CashBack Mastercard for students!

How to apply?

Applying for a Student BMO CashBack Mastercard is easier than you think:

1. Go to the BMO website and look for Student BMO CashBack Mastercard
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions for Student BMO CashBack Mastercard

How can Canadian citizens and permanent residents apply for the Student BMO CashBack Mastercard?

Canadian citizens and permanent residents can conveniently apply online.

How can international students apply for the Student BMO CashBack Mastercard?

International students can apply by visiting a BMO branch.

How can I access my Student BMO CashBack Mastercard account online?

Cardholders can easily manage their account online through the BMO Online Banking portal or the BMO Mobile Banking app.

Are there any fees associated with the Student BMO CashBack Mastercard?

No, the Student BMO CashBack Mastercard does not have an annual fee.

CREDIT CARD

Students BMO CashBack Mastercard

3% cash back $0 annual fee

Earn more on groceries and get cash back:

APPLY NOW You will be redirected