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Scotiabank American Express Card Review

The Scotiabank American Express Card is meticulously crafted to deliver exceptional value without the encumbrance of an annual fee, making it an enticing option for discerning consumers.

Scotiabank American Express Card
Source: Scotiabank American Express Card

Are you prepared to revolutionize your credit card journey? Enter the scene—the Scotiabank American Express Card—a frontrunner in the realm of rewards and convenience. Picture earning up to 3 Scene+ points per $1 spent on your daily essentials like groceries, dining, entertainment, gas, transit, and select streaming services.

With this card, every expenditure translates into valuable rewards that unlock a world of travel escapades, merchandise, gift cards, and beyond.

What truly distinguishes the Scotiabank American Express Card is its remarkable array of travel and purchase protection benefits. Whether you’re embarking on new adventures or simply tackling your everyday purchases, this card bestows a plethora of perks that not only enhance your experience but also safeguard your investments.

Scotiabank American Express Card
CREDIT CARD
Scotiabank American Express
Annual fee: $0 10,000 bonus Scene+
Take advantage of this card:
APPLY NOW You will be redirected

Earning rewards


Earning rewards with the Scotiabank American Express Card is straightforward and gratifying. Here’s how you can earn points based on your spending patterns:

  • Earn 3 points per $1 spent at Sobeys, Safeway, FreshCo, Foodland, and more.
  • Gain 2 points per $1 spent on groceries, dining, entertainment, gas, daily transit, and select streaming services.
  • Earn 1 point per $1 spent on all other purchases.

By capitalizing on these reward categories, you can optimize your Scene+ points accumulation and swiftly progress towards enticing rewards such as travel experiences, merchandise, gift cards, and contributions to charitable causes.

Redeeming rewards

Redeeming rewards with the Scotiabank American Express Card is effortless, offering a plethora of enticing options to maximize the value of your hard-earned Scene+ points. Here’s how you can utilize your points across nine distinct categories:

  • Travel: Book flights, accommodations, and vacation packages through Scene+ Travel, powered by Expedia, using your Scene+ points.
  • Movies: Treat yourself to a cinematic experience by redeeming your points for movie tickets at Cineplex theatres.
  • Retail: Explore a broad array of merchandise rewards, ranging from electronics and home goods to fashion items, using your Scene+ points.
  • Grocery: Offset your grocery expenses by redeeming your points for purchases at participating retailers.
  • Dining: Indulge in delectable meals at your preferred restaurants by redeeming your points towards dining experiences.
  • Entertainment: Elevate your leisure time with various entertainment activities and experiences available for redemption with your points.
  • Gift Cards: Take your pick from a selection of gift cards offered by popular retailers and brands using your Scene+ points.
  • Points for Credit: Apply your Scene+ points towards statement credits to reduce your credit card balance.
  • Pharmacy: Utilize your points towards pharmacy purchases at participating locations.

With such a diverse range of redemption options, you have the flexibility to customize your rewards to align with your lifestyle and preferences.

Benefits of Scotiabank American Express Card

Scotiabank American Express Card
Source: Scotiabank American Express Card

No annual fees

The Scotiabank American Express Card extends impressive perks without the weight of an annual fee. Whether you’re a frequent traveler or someone seeking rewards for everyday expenses, this card ensures value without the yearly expense.

Welcome bonus

Get ready for an amazing rewards boost with Scene+ points! To start, earn 2,500 bonus points by spending just $250 on eligible purchases within your first 3 months. And the excitement doesn’t stop there—spend a total of $1,000 in those 3 months, and you’ll secure an extra 2,500 points. That’s a total of 5,000 Scene+ points up for grabs, simply by enjoying your everyday shopping!

Insurance package

Among its notable insurance perks, the Scotiabank American Express Card provides mobile device coverage. This safeguard shields your mobile devices from theft, loss, or damage, instilling peace of mind and heightened security for your valuable electronics.

Amex Offers

Access to Amex Offers is another highlight of the Scotiabank American Express Card. These exclusive promotions and discounts cater solely to American Express cardholders, spanning discounts on shopping, dining, travel, and beyond. Such offers furnish cardholders with substantial savings and perks, enriching their overall spending journey.

Front Of The Line

The Scotiabank American Express Card grants entrée to the Front Of The Line initiative, granting cardholders exclusive access to ticket presales and reserved seating for concerts, shows, and events. This privilege allows you to secure tickets to highly coveted events ahead of the general public, elevating your entertainment escapades with priority access to sought-after live performances and experiences.

5,000 Scotia Scene+ points

The Scotiabank American Express Card delivers valuable perks like a complimentary Scene+ membership, enabling you to accrue points with each purchase. Redeemable for cash back, free movies, travel, and more, this card serves as an excellent avenue for saving while relishing rewarding adventures!

Who can apply?

Before you start the application process for the Scotiabank American Express Card, make sure you meet the following requirements:

  1. Age: Applicants must be at least 18 years old.
  2. Income: A minimum income requirement may apply. Check the specific details on the official website.
  3. Credit History: A good credit score is often required for approval.
  4. Residency: Applicants should be residents of the United States.

How to apply?

Applying for a Scotiabank American Express Card is easier than you think:

  1. Go to the Scotiabank website and look for Scotiabank American Express Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs about the Scotiabank American Express Card

What are the annual fees for this card?

The annual fee for the Scotiabank American Express Card varies. Please check the latest fee structure on the Scotiabank website or contact customer service for up-to-date information.

Can points be transferred to other loyalty programs?

Yes, points earned on this card can often be transferred to various partner loyalty programs. Refer to the card’s terms for specific details.

Is there a foreign transaction fee?

The card may have a foreign transaction fee for purchases made outside the country. Consult the cardholder agreement for specifics.

What kind of customer support is available for cardholders?

Scotiabank provides 24/7 customer support for cardholders, accessible via phone, email, or online chat.

Please note that this content is created for general informational purposes and might not reflect the most current details of the Scotiabank American Express Card. Always refer to the official Scotiabank website or contact their customer service for the most up-to-date and specific information.

Scotiabank American Express Card
CREDIT CARD
Scotiabank American Express
Annual fee: $0 10,000 bonus Scene+
Take advantage of this card:
APPLY NOW You will be redirected

Sam Nascimento

Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.