HSBC Cash Rewards MasterCard Credit Card Review

If you’re someone who consumes on a daily basis, then having a card that offers a good amount of rewards every day will make sure that you are always saving money.

The HSBC Cash Rewards MasterCard Credit Card offers a 1.5% cashback on all purchases made using the card. This is a great option for those looking for a card with no annual fees and a great rewards program. Moreover, HSBC Cash Rewards MasterCard Credit Card is also a credit card which rewards you cash back on all purchases for the first year you have it.

This is a very attractive offer for those who are looking for a card which is different from the rest. This card provides a lot of value for your money and is a card which is worth considering for those who are looking for a card which offers plenty of benefits.

Benefits of HSBC Cash Credit Card

HSBC Cash Rewards MasterCard Credit Card offers rewards for everyday purchases can help you save money in the long-term. With that, the following are some more of its benefits;

• No annual fees

O cartão de crédito HSBC Cash Rewards MasterCard não tem anuidade, o que é ótimo para quem não quer gastar muito dinheiro no cartão de crédito ou para quem quer um cartão de crédito que possa usar para ganhar dinheiro. 

• Generous welcome bonus

The HSBC Cash Rewards MasterCard Credit Card offers generous cashback on all purchases. This goes up to 1.5% cashback on all purchases for the succeeding years – a feature that is rare to most credit card issuers. 

• Unlimited 1.5% cashback on purchases

This card is a great option for those who want to earn 1.5% cash back on their everyday purchases, but don’t want to pay an annual fee. This card is not just for big spenders, as the cashback is unlimited and you can earn it on all your purchases, not just a certain set number of purchases. 

• Zero fraud liability by MasterCard

HSBC Cash Rewards MasterCard Credit Card is a MasterCard that offers zero fraud liability. This means that you don’t need to worry about fraudulent charges on your account. You also won’t need to worry about delayed refunds or damaged goods.

• Telephone and ID theft protection up to $600

As a cardholder, you could claim up to $600 in Telephone and ID theft protection in one claim by using the HSBC Card. You will be compensated for the cost of your misdirected or stolen calls and texts.

Maximizing Daily Benefits with Your HSBC Cash Rewards MasterCard

Are you looking to make the most of your everyday purchases? The HSBC Card turns your regular spending into rewarding experiences. This card offers a cashback program that allows you to earn on every purchase, big or small. Whether you’re filling up the tank, grocery shopping, or dining out, you’ll be earning a percentage back on these transactions. 

Qualification Requirements

To be eligible for the HSBC Cash Rewards MasterCard, applicants should meet certain criteria. Generally, a good credit score is required, indicating responsible credit management. Additionally, you may need to provide proof of a stable income and meet other financial criteria set by HSBC. It’s important to check the latest requirements on HSBC’s website or contact their customer service for the most up-to-date information.

Applying for the Card: A Step-by-Step Guide

1.Visit the HSBC Website: Start by navigating to the HSBC official website. Look for the credit card section to find the HSBC Card.

2.Check Eligibility: Before applying, ensure you meet the qualification requirements. This can save time and protect your credit score from unnecessary inquiries.

3.Complete the Application: Fill out the online application form with your personal and financial details. This will include information like your name, address, income, and employment status.

4.Submit Necessary Documents: Depending on the requirements, you may need to upload or provide additional documentation such as proof of income or identification.

5.Wait for Approval: After submitting your application, there will be a processing period. HSBC will notify you of their decision via email or mail. If approved, your card will be sent to you.

Frequently Asked Questions

What is the cashback rate for the HSBC Cash Rewards MasterCard?

The card typically offers a certain percentage back on all purchases. Check the HSBC website for current rates.

Is there an annual fee?

No, one of the key benefits of this card is its no annual fee feature.

Can I use this card internationally?

 Yes, the HSBC Card is accepted globally, making it a great travel companion.

How do I manage my account?

You can manage your account online through HSBC’s internet banking platform or mobile app, where you can view transactions, pay bills, and more.

This concise guide provides an overview of the HSBC Card, helping you to understand how to make the most of its benefits, the qualification requirements, the application process, and answers to common queries. Remember to visit the HSBC website for the most current information and enjoy the rewards of your everyday spending!

EDITORIAL NOTE: Following market changes, the sale of HSBC Bank Canada and its branches to the Royal Bank of Canada (“RBC”) was completed on March 28, 2024. As a result, the HSBC Cash Rewards MasterCard card is no longer accepting applications, but for its current customers, the card remains valid.