Home Trust Preferred Visa Card Review

It’s not your average credit card—it’s a powerhouse of perks and utility that will leave you pleasantly surprised.

Get ready to experience the ultimate in credit card convenience with the Home Trust Preferred Visa! Picture this: cash back rewards and no annual fee working seamlessly together to elevate your spending game.

But wait, there’s more! For all you globetrotters and online shoppers, this card brings added savings for your overseas adventures and foreign currency splurges. No annoying foreign transaction fees—this card is among the elite few in Canada that don’t charge them!

CREDIT CARD

Home Trust Preferred Visa

CashBack Rewards No annual fee

Helps you get more out of your everyday spending with no annual fee and more:

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Home Trust Preferred Visa Card benefits

• Earning Rewards: With this incredible card, you’ll earn an impressive 1% cash back on all eligible purchases made in Canada, and the best part? There are no caps on cash back earnings! It’s like having a personal reward system that never stops giving, allowing you to maximize your savings with every swipe.
• Redeeming Rewards: Redeeming your cash back rewards with the Home Trust Visa is easy and hassle-free! Simply log in to your online account or access your mobile app to view your available rewards balance. From there, you can choose how you want to redeem your cash back rewards: statement credit to offset your balance; depositing your rewards into your bank account; gift cards; merchandise from select retailers.

• $0-annual-fee: Enjoy all the perks without any annoying annual fees with the Home Trust Visa. Bid farewell to those pesky extra charges and say hello to cash back rewards that just keep on giving. It’s like being rewarded for just doing business – and trust me, that’s definitely not something you see every day!
• No foreign transaction fee: This incredible card offers a 0% foreign transaction fee, making it the perfect companion for your international adventures. Whether you’re traveling for business or pleasure, you can shop, dine, and explore with confidence, knowing that you won’t be charged any additional fees for using your card abroad. With the Home Trust Visa, the world is yours to discover—without the extra fees holding you back!
• Purchase protection: Whether you’re treating yourself to the latest gadgets or splurging on a new wardrobe, this card has your back. With purchase protection, your eligible purchases are covered against theft, loss, or damage for up to 90 days from the date of purchase.
• Extended warranty: When you make purchases using your card, you’ll enjoy the added benefit of an extended warranty, doubling the original manufacturer’s warranty for up to one additional year. With this valuable feature, you can shop with confidence, knowing that your purchases are protected for even longer. 
• No expiring rewards: Unlike some credit cards where rewards come with an expiration date, this card ensures that your hard-earned rewards stay with you for as long as you need them. With no expiring rewards, you can take your time and use them whenever it’s most convenient for you. 
• No caps: With the Home Trust Visa, there are no limits to your earning potential—your cash back rewards are unlimited, allowing you to earn as much as you want, whenever you want. Whether you’re making everyday purchases or splurging on something special, you can rest assured knowing that every dollar you spend is earning you cash back rewards with no restrictions. 
• Online Account Management: Enjoy convenient online account management tools, including the ability to view transactions, make payments, and track your cash back rewards.
• Mobile Device Insurance: Receive coverage for theft or accidental damage to your mobile device when you pay your monthly mobile bill with your Home Trust Visa.

Who can apply?

To apply for the Home Trust Visa, applicants must be Canadian residents, of legal age in their province or territory, and have a minimum credit score of 660. It’s important to note that this credit card is not available in Quebec. Additionally, applicants should have a steady source of income to qualify for the card.

Whether you’re a frequent traveler, an avid online shopper, or simply looking for a reliable cash back credit card, the Home Trust Visa is a great option for those seeking to maximize their rewards without the hassle of annual fees or foreign transaction fees.

How to apply?

Applying for a Home Trust Preferred Visa Card is easier than you think:

1. Go to the Home Trust website and look for Home Trust Preferred Visa Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

Does the Home Trust Visa offer any additional insurance coverage?

Yes, the Home Trust Visa provides additional insurance coverage, including extended warranty protection, purchase protection, travel insurance, mobile device insurance, and roadside assistance.

Can I manage my Home Trust Visa account online?

Yes, you can manage your Home Trust Visa account online through the card issuer’s website or mobile app. 

Is there a minimum income requirement to qualify for the Home Trust Visa?

While there is no specific minimum income requirement listed for the Home Trust Visa, applicants should have a steady source of income to qualify for the card. 

What should I do if my Home Trust Visa is lost or stolen?

If your Home Trust Visa is lost or stolen, you should report it to the card issuer immediately, by calling the customer service number on the back of your card.

CREDIT CARD

Home Trust Preferred Visa

CashBack Rewards No annual fee

Helps you get more out of your everyday spending with no annual fee and more:

APPLY NOW You will be redirected