Say goodbye to those sky-high interest rates and hello to sweet relief with the CIBC Select Visa!
Transfer your pesky credit card balances to the CIBC Select Visa for just a tiny fee, and enjoy a whopping 0% interest for almost a year! This deal is a game-changer for anyone tired of drowning in high-interest debt and looking to make a smart move towards financial freedom.
The CIBC Select Visa isn’t just any old card – it’s your ticket to saving big bucks on interest without sacrificing a thing. With a super manageable interest rate and a fantastic 0% introductory balance rate, this card is perfect for folks who want to keep more of their hard-earned cash in their pockets.
CIBC Select Visa
0% interest Carrier Accident InsuranceCIBC Select Visa Card benefits
- 0% Intro APR: Say goodbye to high-interest fees and hello to financial freedom with the CIBC Select Visa Card. When you transfer your credit card balance, you’ll snag a sweet deal: enjoy a whopping 0% interest for up to 10 months, all for just a tiny 1% transfer fee. That’s right – no more stressing about your balance for almost a full year, giving you the perfect opportunity to pay it off hassle-free!
- Transfer your limit: With the CIBC Select Visa Card, you can transfer up to 50% of your assigned credit limit, giving you even more flexibility to manage your finances. Plus, if you make your minimum payments on time, a balance transfer could save you serious cash on interest in the long run.
- Extended warranty: With the CIBC Card, peace of mind comes standard. You’ll enjoy Extended Warranty Protection, which adds an extra layer of security to your purchases. That means if you buy eligible items with your card and they come with a manufacturer’s warranty of five years or less, you’ll get an additional year of coverage.
- Purchase protection – CIBC Select Visa Card: Shopping just got a whole lot sweeter with the CIBC Card, thanks to its Purchase Protection feature. Picture this: you make a purchase using your card, and then oops – something goes wrong. No worries! With Purchase Protection, eligible items you buy with your card are covered against theft or damage for a certain period after purchase.
- More protection: You can opt for CIBC Emergency Travel Medical Insurance, ensuring you’re covered for unexpected medical expenses while traveling. Plus, there’s CIBC Payment Protector Insurance, which can help reduce your credit card payments in case you’re unable to work due to disability, involuntary unemployment, or in critical illness or death situations.
- Gas discounts: Get ready to maximize your savings with the CIBC Select Visa Card and Journie Rewards! Link your card with Journie Rewards and enjoy discounts of up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
- Free secondary cards: Unlock even more flexibility and convenience with the CIBC Select Visa Card by adding up to three free secondary cards to your account. Whether it’s for your partner, family member, or trusted friend, these secondary cards make it easy to manage shared finances and expenses.
- Car rental discount: Get ready to hit the road and save big with the CIBC Select Visa Card! When you pay for your rental at participating Avis and Budget locations in Canada and the US with your card, you can score impressive discounts of up to 25%. Whether you’re embarking on a cross-country adventure or just need a set of wheels for the weekend, this perk makes renting a car more affordable than ever.
- First annual fee waiver: Here’s an exclusive perk for you: get your first annual fee waived when you sign up for the CIBC Card. That’s right – zero annual fee for your first year! And the savings don’t stop there – in the following years, you’ll only pay a minimal $29 annual fee to maintain your card. So go ahead, enjoy all the benefits of the CIBC Select Visa Card without breaking the bank!
Who can apply for CIBC Select Visa Card?
To qualify for the CIBC Card, you must meet these simple requirements:
- Be a Canadian resident.
- Reach the age of majority in your province of residence.
- Maintain a minimum annual household income of $15,000.
- Have a credit score of over 640.
If you meet these criteria, you’re well on your way to enjoying the benefits of the CIBC Visa Card. Apply today and start unlocking the perks of smart spending!
How to apply?
Applying for a CIBC Select Visa Card is easier than you think:
- Go to the CIBC website and look for CIBC Card
- Click on Apply Now
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions
What are the interest rates on the CIBC Select Visa Card?
With the CIBC Card, you’ll enjoy straightforward and competitive interest rates across the board:
- Interest rate on purchases: 13.99%
- Interest rate on balance transfers: 13.99%
- Interest rate on cash advances: 13.99%
What are the income requirements to qualify for the CIBC Select Visa Card?
To be eligible for the CIBC Select Visa Card, you need to meet a minimum annual household income requirement of at least $15,000.
How can I increase my credit limit?
If you are eligible, you can request a credit limit increase online, on the other hand, you can do it by calling the number located on the back of your credit card.
What is the credit limit?
Your credit limit will likely be based on your creditworthiness.
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