Apply the TD Aeroplan Visa Infinite Card

People are saying good things about the card. Some says that the TD Aeroplan Visa Infinite Card is a Visa card that includes a complimentary 24/7 Visa Concierge service which can help you get the most out of your card.

The concierge service can help you with everything from picking a restaurant to booking travel. You can even have a concierge do your banking for you. Regardless of what you are looking for, a TD Aeroplan Visa Infinite Card can help you get what you need.

People say that the TD Aeroplan Visa Infinite card can be an all-in-one solution for your travel needs. It is designed for people who travel often and can be used for travel purchases or to transfer points to other travel loyalty programs. It is also designed for people who have a high annual travel spend. With the TD Aeroplan Visa Infinite card, you can earn 1.5 Aeroplan miles for every $1 you spend on eligible purchases.

Rates and Fees of TD Aeroplan Visa Infinite Card

Annual Fee: TD Aeroplan Visa Infinite Card has an annual fee of $139. This fee is considered relatively average and is attainable by most consumers in the country. Alsom TD Aeroplan Visa Infinite Card annual fee is waived for the first year. 

Late Payment Penalty Fee: The late payment fee of TD Aeroplan Visa Infinite Card can go up to $40. So make sure that you don’t forgot to pay your dues on time. 

 Returned Payment Fee: You have to pay $48 for a returned or dishonored payment fee with TD Aeroplan Visa Infinite Card. This fee is for cardholders who have insufficient funds on their accounts which made a failed transaction.  

Foreign Transaction Fee: TD Aeroplan Visa Infinite Card charges a foreign transaction fee of 2.5% which is considered kind of reasonable but still, you can’t always use it to make international transactions as the fee can be kind of hefty to large foreign purchases. 

Interest Rate: TD Aeroplan Visa Infinite Card has an interest rate of 20.99% for purchases while it’s both 22.99% for cash advances and balance transfers. These APRs are all considered average as compared to other credit card issuers in Canada. 

Other fees: TD Aeroplan Visa Infinite Card charges cardholders who wants an additional card and the fee can go up to $75. 

Qualifying for TD Aeroplan Visa Infinite Card

Minimum Credit Score needed:  You need a good to excellent credit score to be eligible for TD Aeroplan Visa Infinite Card. To be exact, a credit score of 760 to 900 is the only score that’s acceptable.   

Annual Income requirements: The annual income requirement for personal is $60,000 while it’s $100,000 for household. 

How to apply for TD Aeroplan Visa Infinite Card?

The application process of TD Aeroplan Visa Infinite card is easy. Just head to the website of the bank and find the financial product as it is. They may ask you to create an account to continue with the application. Once you did, you will be redirected to an online application form in which you need to fill out with your personal information. 

Once done, TD Aeroplan Visa Infinite card will run a credit check on you that may affect your credit history. So before applying, make sure this is something you are ready for. Assuming that your application has been accepted, they will approve it and ask you to review all the terms and conditions before signing the contract. Finally, you can use your TD Aeroplan Visa Infinite card! 

Final thoughts

When you want to make small purchases on a daily basis, you might not want to carry cash or your debit card everywhere. Luckily, there are many credit cards that are just as convenient and easy to use as you might need them to be.

When you want to make small purchases on a daily basis, you might not want to carry cash or your debit card everywhere. Luckily, there are many credit cards that are just as convenient and easy to use as you might need them to be. The card also waives the annual fee for the first year and has a good rewards program you can take advantage of on every purchase!