American Express Cobalt Credit Card Review

Whether you're a foodie discovering the hottest new restaurants or a jet-setter constantly on the go, this card ensures you're rewarded for living your best life.

This vibrant card is crafted to infuse excitement into your everyday life with its unbeatable rewards and lifestyle perks. What makes it shine? It’s all about the points—earn accelerated rewards on dining out, ordering in, grocery shopping, and transportation, effortlessly racking up points on your favorite indulgences.

But that’s just the beginning—redeeming your points with this card is incredibly simple. Whether you’re booking flights and hotels, indulging in merchandise, or transferring points to airline loyalty programs, the possibilities are endless. With the American Express Cobalt Card, your spending isn’t just practical—it’s an adventure waiting to unfold!

CREDIT CARD

American Express Cobalt

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Earning Rewards

The American Express Cobalt Card offers a dynamic rewards system tailored to different spending categories, ensuring you earn points rapidly on your preferred purchases. Here’s how to supercharge your rewards:

• 5 points per $1 spent on groceries and restaurants.
• 3 points per $1 spent on streaming service.
• 2 points per $1 spent on gas, transit, and travel.
• 1 point per $1 spent on all other purchases.

The Cobalt Card’s flexibility and earning potential make it a savvy choice for those aiming to earn rewards on a broad spectrum of lifestyle expenses.

Redeeming Rewards:

The American Express Cobalt Card offers a plethora of convenient options for redeeming your hard-earned rewards. Here’s how to make the most of your points:

• Transfer to Aeroplan or British Airways for flights.
• Transfer to Marriott Bonvoy.
• Redeem points for flights through the Fixed Points Travel Program.
• Redeem for any travel expenses, including flights, hotels, car rentals, and more, by using your points.
• Purchase event tickets via Ticketmaster.
• Apply points directly towards your card statement.
• Donate your points to supported charities.
• Redeem points for gift cards from various retailers and brands.
• Utilize points to shop on Amazon.ca.
• Treat yourself to merchandise rewards, including electronics, fashion items, and more.

With such diverse redemption options, the Cobalt Card empowers you to utilize your rewards in ways that align with your lifestyle, whether it’s booking travel, indulging in entertainment, supporting charitable causes, or enjoying shopping experiences.

American Express Cobalt Card Benefits

Welcome Offer:

Prepare to be dazzled by the enticing welcome bonus awaiting new American Express Cobalt Cardholders! By spending $2,000 per month on eligible purchases, you can unlock up to a whopping 15,000 points within your first year. For avid spenders, this welcome bonus serves as a thrilling jumpstart to your rewards journey, propelling you into a world of unparalleled benefits and perks offered by the Cobalt Card.

Amex Invites and Front of the Line:

Get ready to elevate your entertainment experience with exclusive access to ticket sales through Ticketmaster, courtesy of the Amex Invites and Front of the Line programs available to American Express cardholders, including Cobalt Card members. Say goodbye to ticket woes and hello to priority access for snagging seats at the hottest concerts and events, ensuring you never miss out on your favorite performers’ shows.

Amex Offers:

Score easy bonus cashback rewards with the Amex Offers feature, designed to delight cardholders with personalized deals and discounts from select merchants. Seamlessly aligning with your spending habits, these offers make saving money a breeze while indulging in your preferred products and services. Simply add the offers to your card and watch the cashback rewards roll in with every qualifying purchase.

Hotel Collection:

Unlock a world of luxurious accommodations with The Hotel Collection, available exclusively to American Express Cobalt Cardholders. Enjoy perks like potential room upgrades upon check-in (subject to availability) and up to US$100 in credits to use at the hotel. Experience enhanced benefits and added value when booking your next stay through The Hotel Collection with your Cobalt Card.

Travel Insurance:

Embark on your journeys with confidence, knowing you’re covered by the comprehensive travel insurance offered with the American Express Cobalt Card. With access to 10 types of coverage, including travel emergency assistance, flight delay insurance, and purchase protection, you’ll enjoy peace of mind during both your adventures and everyday transactions.

Qualification Requirements

1. Must be at least 18 years old.
2. Must have a valid Canadian address.
3. Must have a Canadian credit file.
4. Must have a valid Social Insurance Number (SIN).
5. Must pass identity verification and credit checks.

How to Apply for the American Express

1. Visit the American Express Website
2. Look for the Cobalt Card application page.
3. Complete the application form.
4. Provide financial details.
5. Upload any necessary documentation.
6. Once you’ve submitted your application, sit tight and await approval.
7. Once approved, your Cobalt Card will be on its way to you, ready to unlock a world of rewards and benefits!

FAQs – Your Questions Answered

What is the annual fee for the Cobalt Card?

The American Express Cobalt Card comes with a competitive annual fee. Please check the latest fee on the American Express website.

Can points be transferred to other loyalty programs?

 Yes, points earned can be transferred to several airline and hotel loyalty programs.

Is there a limit to the points I can earn?

 There is no cap on the total points you can earn, but some categories have monthly earning limits.

How does the travel insurance work?

 The card offers comprehensive travel insurance, including emergency medical and trip cancellation. Terms and conditions apply.

CREDIT CARD

American Express Cobalt

TRAVEL CONVERGE Membership Rewards point

Get access to card benefits:

APPLY NOW You will be redirected