Amazon.ca Rewards Mastercard Review

If you’re all about saving some serious cash while doing your everyday shopping, then you’re going to love this deal! Discover the Amazon.ca Rewards Mastercard.

If you love earning rewards every time you shop and want a card that truly multiplies your benefits, the Amazon.ca Rewards Mastercard is a total game-changer. This card isn’t just about convenience—it’s about putting money right back in your pocket, every single month! Whether you’re a dedicated Amazon Prime member or just want to maximize every grocery run and restaurant night out, this card was made to boost your everyday purchases with unbeatable cashback and top-tier perks.

Get ready for a shopping experience like no other. The Amazon.ca Rewards Mastercard brings you exclusive offers, powerful rewards, and flexible features designed for Canadians who want more value from every dollar spent. No annual fee, a premium welcome bonus, and world-class security—all in one card. Discover what makes this Mastercard one of the most rewarding choices in Canada!

Amazon.ca Rewards Mastercard benefits

1. Outstanding Welcome Bonus
Start strong! For your first 6 months as a cardholder, you’ll enjoy an incredible 5% back on all purchases made at Amazon.ca, Whole Foods Market, and at restaurants and grocery stores—up to $3,000 in total purchases. That’s real, effortless money back from day one, turning every shopping cart into pure reward potential!

2. Turbocharged Rewards for Prime Members
If you’re an Amazon Prime member, this card rewards you with 2.5% back on all eligible Amazon.ca, Whole Foods Market, and foreign currency purchases. It’s a serious upgrade that supercharges your everyday shopping, travel, and international spending.

3. Solid Cashback for Non-Prime Members
No Prime? No problem! Non-Prime cardholders still get a generous 1.5% back on Amazon.ca and Whole Foods Market purchases and 1% on all other eligible purchases. Every swipe puts cash back in your pocket—no strings attached.

4. No Annual Fee—Ever!
Forget hidden fees! There’s absolutely no annual fee, so you get all the rewards, perks, and convenience of a premium card without any extra cost. Save your money for the things you love.

5. Super Flexible Redemption
Your rewards are automatically converted into Amazon.ca gift card credits. That means every time you shop at Amazon.ca, you’re literally paying with your cashback. No complicated points systems—just straightforward, real value.

6. 0% Interest Payment Plans
Have a large purchase? Take advantage of MBNA Payment Plan options: split eligible purchases of $100 or more into equal monthly payments for 6, 12, or even 18 months—sometimes with 0% interest offers. Shop smarter and keep your budget balanced!

7. Purchase Protection
Shop with confidence: eligible purchases are protected against theft or damage for up to 90 days after purchase. If something goes wrong, you’re covered—stress-free shopping, every time.

8. Extended Warranty
Buy electronics or appliances worry-free! The card automatically doubles the manufacturer’s warranty (up to one additional year) on eligible items. More security for your investments.

9. Travel and Legal Assistance
Wherever you go, you have access to travel assistance, emergency legal services, and access to resources if you need help abroad. Enjoy true peace of mind while exploring the world!

10. Discounts on Car Rentals
Enjoy exclusive discounts when you rent a car through Avis or Budget using your Amazon.ca Rewards Mastercard. Perfect for road trips, vacations, or business travel.

11. Fraud Protection & Security
You’re always protected by MBNA’s advanced security technology and Zero Liability Policy. Unauthorized transactions are never your responsibility, so you can shop and tap with total confidence.

12. Credit Building
On-time payments and responsible card use can help build and strengthen your credit profile. This card is a great tool for those looking to improve their financial future.

13. Convenient Online Account Management
Easily track your spending, manage your rewards, and set up alerts through MBNA’s simple and secure online portal. Total control at your fingertips, anytime, anywhere!

Who can apply?

To grab the Amazon.ca Mastercard, you’ve got to be a Canadian resident and reach the age of majority in your province or territory. Don’t forget to have or open an Amazon account to apply.

Now, about credit scores – Canadian issuers tend to keep those under wraps. But generally, the higher your score, the better your chance at approval, no matter the credit you’re after. So aim high, and you’ll be on your way to unlocking rewards with this card in no time!

How to apply?

Applying for a Amazon.ca Rewards Mastercard is easier than you think:

1. Go to the Amazon.ca website and look for Amazon.ca Rewards Mastercard
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions for Amazon.ca Rewards Mastercard

Is there an annual fee for the Amazon.ca Rewards Mastercard?

No! There is no annual fee—ever.

What do I need to qualify for the welcome bonus?

Simply use your card for eligible purchases at Amazon.ca, Whole Foods Market, restaurants, and grocery stores within the first 6 months, up to $3,000 in total spend.

Do I need an Amazon Prime membership to get the card?

No, but Prime members receive a higher cashback rate (2.5%) after the welcome period.

How do I redeem my rewards?

Your cashback is automatically converted into Amazon.ca gift card credits and applied to your account for easy spending.

Can I use this card outside Canada?

Yes! You can use it anywhere Mastercard is accepted, and you’ll earn 2.5% back on foreign currency purchases if you’re a Prime member.

What is the interest rate (APR) on purchases?

The standard APR is 19.99% for purchases, and 22.99% for cash advances and balance transfers.

Is there a balance transfer option?

Yes, you can transfer balances from other cards—standard MBNA terms apply.

What are MBNA Payment Plans?

They let you split eligible purchases ($100+) into fixed monthly payments over 6, 12, or 18 months—sometimes with 0% promo interest.

Does the card offer insurance?

Yes! It provides purchase protection and extended warranty coverage, plus travel and legal assistance.