Apply Zales Diamond Credit Card

Find out how to earn the Zales Diamond Credit Crad in just a few steps.

High credit score required for application: If your credit score is under 660 or not considered good, then you cannot hold this credit card. It is a credit card that has a minimum credit score to be approved and charges high fees if you pay your bills late. Limited options of using your credit card: This credit card can be only used in Zales stores purchases. But you can have access to coupons and so many bonuses if you are a Zales customer. It is possible to finance your purchases.

You have no access to rewards: You cannot redeem your rewards because you do not have rewards options having this credit card. However you will receive many bonuses and gift card options, having annual discounts. Pre-qualifying criteria for being a Zales Credit Card holder: If you want to be this credit card, be aware that it is only available for American citizens that are 18 year or elderly and you must present a good credit score. It is possible to apply online.

And how do I pay my credit card bills?

If you prefer you can go personally to a Zales store and pay your bills there. It is also possible to pay your credit card bill in the online site accessing your Zales Credit Card account. Need to schedule your payment to organize your financial life? You can also pay your Zales Credit Card bill scheduling or sending a check to the Comenity Capital Bank address.

How to apply for being a credit card holder? The first step to start your Zales Credit Card application process is to access their official website and open the application page. Certify that you fill the prequalifying criteria for being a Zales Credit Card holder.

The application process can be slow, and you receive your answer in few days or months and you need to inform some personal data as your First Name and Last Name. Contact data are also required. Please inform a valid email and phone number.

Password and address information

After creating your Zales account you need to create your own password to proceed with your application process. When you create your account, you will be redirected to a page where you can see your orders and other data.

You need to inform your detailed address with street, number, and zip code. City and State are considered as a part of your address too.

I have a bad credit score. Can I have a Zales Credit Card? It is difficult to be approved for holding a Zales Credit Card if you have a bad credit card score. There are some expensive fees for those who pay their credit card bills lately, then you can have additional expenses if you are a bad payer.

If I cannot pay my bills in the right period, I will be charged by extra taxes?

Yes, you will need to pay extra taxes that can reach 29,99% APR fees. If you cannot pay this, then it is better to do cheaper purchases or do not ask for this credit card yet. Organize your financial life before asking for a Zales Credit Card.