Apply to Premier Bankcard Mastercard

If you are looking for rebuild your credit score, the Premier Bankcard Mastercard can be a great tool to help you in this journey.

Premier Bankcard Mastercard is an unsecured credit card for people with low credit score. Most of the times banks offered secured credit cards (the ones you have to make a collateral, like a deposit, to be able to use it), for people with very low credit score, but with this card you can have an unsecured option. 

This card can help you increase your credit score over time, if you keep your balance low and pay your bills on time every month, when the card report to the credit bureaus, it will show a pattern of good financial behavior and in a few months your score will increase.

More about Premier Bankcard

Premier Bankcard started in 1989 and since the beginning their goal was to help their costumers to improve their financial health and rebuild credit for those who needed in case of financial problems such as job loss, divorce, health bills and more.

They offered credit cards, such as the Premier Bankcard Mastercard, with lower limited credit that can fit in their budget, and by keeping the balance low and the payments on time, the people can increase their score after a few months. Besides that, after 12 months you are eligible to credit limit increase if you consistently keep the good payment policy.

 Another great thing about Premier Bankcard, that shows how they care about their costumers, is that they have an award-winning U.S bases costume service, and you can contact them whenever you need help with your finances, your account or your card. 

Advantages of the Premier Bankcard Mastercard

This card is aimed to people who are trying to rebuild their credit history, for that, the Premier Bankcard will report monthly for the major credit bureaus, if you keep a good payment history, keep you balance low, and try not to use all your credit limit (the recommended is 30% of your limit), in a few months you will see the results.

Another great thing about the Premier Bankcard Mastercard is that you will receive free FICO score updates, that way you can keep an eye in your score, and see what you can change to improve it even more and what is working for you.

The Premier Bankcard Mastercard also has an award-winning service customer team, that is ready to help you with your needs and solve your problems, besides that all your transactions and payments can be made through the Premier Bankcard App, to facilitate your life even more.

How to apply for the Premier Bankcard Mastercard

The process to apply for the Premier Bankcard Mastercard is quite simple, first thing you need to know is that you need to have at least a 500-credit score, this is very low compared to what other companies required. If you meet this criterion, you will be able to apply.

 The first step will be to answer the prequalification questionary, you will have to answer questions like: annual income, FICO score, social security number, address and phone number. After that the website will show you the credit card offer available for you, the credit limit varies between $200 to $700. 

After you accept the offer, you will have to fill up some extra information and then submit, in 60 seconds or less you will receive the information if you got approved or not, after that you only have to wait for your card to arrive and starting using and rebuilding your credit score.  

Extra information about the Premier Bankcard Mastercard

This card has an APR between 19.99% and 36%, and an annual fee between $50 and $125 depending on the offer you receive, you will also need to pay Program fee, this is a one-time fee that you will have to pay to get this card, is between $55 to $95, this fee is to offset the risk associated with your credit account, because you won’t have a great credit score, they need to protect themselves while put their thrust in you.

This credit card offer is not available in the states of New Your and Wisconsin, besides that to be able to apply, you need to have 18 years or more, ana U.S address and a valid social security number. 

To know more about the Premier Bankcard Mastercard, keep reading our blog!