Apply to Indigo Mastercard

Indigo Mastercard is a good credit card option for people with not the best credit history, because not requires a credit check to you get approved.

To get the Indigo Mastercard you do not need a good credit score, this credit card is made for people with bad credit score, that are trying to rebuild it. This card will report monthly to all three major credit bureaus: Equifax, TransUnion and Experian, if you keep a good payment of your balance, this will help you increase your score.

Since this is a credit card for people with no or poor credit score, the credit limit is not high, the maximum limits is $300, but this is an unsecured credit card, meaning you won’t need to put any money as collateral to have access to this limit, which is great if you are not in the best financial moment.

More about Indigo Mastercard

Since this credit card is aimed to people with bad credit history it has a higher APT than other card on the market, the APR is 24.00%, but since they don’t do a hard credit history check on you, that is expected.

Another thing you need to know before get this card is that you may need to pay an annual fee, this fee is charged based on your creditworthiness and can be $0 or can be a maximum of $99 per year, in the first year the fee is usually higher, and then, when you prove you are creditworthy, it can decrease.

 Since this is a credit card for people rebuild their credit score, it does not offer any sign-up bonus or points, but the main advantage is that this card has a high approval rate, meaning your changes to be approved are very good, even with a poor credit history.

What you need to apply for the Indigo Mastercard

To be able to get the Indigo Mastercard there are some points you need to check before applying, first is that you have to be ate least 18 years old and have a valid social security number, you also need to provide a U.S address as well as a U.S IP address.

You cannot have a previous Indigo Mastercard Account that was closed off because you did not pay the balance of the fees of your card. Other credit criteria will be analyzed based on the information you provide on the application form; they will look at your income and your debt as well as your personal information.

 This criteria are the requirements for you to apply and be pre-approved, this not means you will get approved just because your check on these, After you apply you will receive the information if you are approved or not within minutes.

Benefits of the Indigo Mastercard

The Indigo Mastercard is a basic credit card, this card does not offer rewards program or sign-up bonus, its main benefits are the high approval rate and the fact that they report to the three major credit buraus on the country, which will help you rebuild your credit score.

Some other benefits you have with this card are the zero-liability protection and the ID theft protection, both provide by Mastercard. With the Zero liability protection you won’t be charged for any unauthorized transactions made with your Indigo Mastercard.

And the ID Theft Protection guarantee that your personal information like: email address, passwords, bank account, credit card, social security number and more are monitored, and in case of any suspicious activity you are informed and protected.

Applying for the Indigo Mastercard

To apply for this card, you need to meet the criteria we specified before, the process stars with you filling up the pre-qualification form on the Indigo website, there you will need provide things like: name, social security number, address, e-mail, date of birth, phone number and more. If you got approved you should receive your credit card within 14 business day, if it is delayed you need to contact Indigo Mastercard to see if there was a problem or delay.  

This credit card has an APR of 24.00% and an annual fee based on your creditworthiness that can be $0 or a maximum of $99 per year, the maximum credit limit is $300 and there is no sign-up bonus.

To know more about the Indigo Mastercard and how to apply, continue reading our blog.