Virgin Money 29 Month Balance Transfer Credit Card Review

Virgin Money 29 Month Balance Transfer: A Smart Financial Choice for Savvy Spenders

Looking for a way to simplify your finances while enjoying peace of mind? The Virgin Money 29 Month Balance Transfer Credit Card offers a cost-effective solution that helps you manage existing debt and make new purchases without immediate interest charges.

This card is designed to provide flexibility, allowing you to consolidate balances and enjoy breathing space on repayments. Whether you’re transferring a balance from another card or planning upcoming expenses, this product offers the financial freedom you need.

CREDIT CARD

Virgin Money 29 Month Balance Transfer

Flexibility Get 0% interest on balance transfers

APPLY NOW You will be redirected

Maximise Your Money with the Virgin Money 29 Month Balance Transfer Credit Card

• Extended Interest-Free Balance Transfers – Enjoy up to 29 months at 0% interest when transferring balances within the first 60 days, making it easier to manage existing debts and reduce costs.
• 0% Interest on Money Transfers – Need extra funds? You’ll benefit from 12 months of 0% interest on money transfers made within the first 60 days, giving you added flexibility.
• Interest-Free Spending for 3 Months – Purchases are interest-free for three months, so you can shop now and spread the cost without paying extra.
• Financial Breathing Room – This credit card helps you regain control by consolidating debts into one manageable payment.
• Flexibility and Security – Virgin Money ensures safe, seamless transactions, whether you’re shopping online or in-store.
• Easy-to-Manage Payments – Stay on top of your spending with online banking and a user-friendly mobile app.
• Contactless & Apple Pay Ready – Conveniently pay on the go with contactless technology and Apple Pay compatibility.
• Additional Cardholder Option – Share the benefits by adding a second cardholder to your account.
• Dedicated Customer Support – Get assistance when you need it with Virgin Money’s reliable customer service team.
  

Qualification Requirements for the Virgin Money 29 Month Balance Transfer Credit Card

• Minimum Age Requirement – You must be at least 18 years old to apply for this credit card.
• UK Residency – Applicants need to be legal UK residents with a registered address.
• Good Credit History – A positive credit history increases your approval chances, ensuring you meet the lender’s criteria.
• Regular Income – You should have a stable source of income to show financial responsibility.
• No Recent Bankruptcies – Those with a history of bankruptcy or recent financial difficulties may not qualify.
• Existing Debt Consideration – Applicants with excessive existing debts may need to demonstrate the ability to manage additional credit.
  

How to Apply for the Virgin Money 29 Month Balance Transfer Credit Card

• Check Eligibility Online – Use the eligibility checker to see if you qualify without affecting your credit score.
• Complete the Online Application – Provide your personal details, financial information, and employment status to begin the process.
• Submit Supporting Documents – Some applicants may need to upload documents for verification, such as proof of income.
• Wait for Approval Decision – Virgin Money will assess your application and notify you of the decision.
• Activate Your Card – Once approved, your card will be sent to you, and activation is required before use.
• Start Using Your Card – Make the most of balance transfers, money transfers, and interest-free spending options.
  

Frequently Asked Questions

Can I transfer a balance from another Virgin Money credit card?

No, balance transfers must come from a different provider. Virgin Money does not allow internal balance transfers.

What happens after the 0% interest period ends?

Once the promotional period ends, the standard interest rate applies to remaining balances. Ensure payments are made on time to avoid additional charges.

How much can I transfer to my new card?

The maximum balance transfer limit depends on your approved credit limit. You can transfer up to 90% of your credit limit.

Is there a balance transfer fee?

Yes, a small percentage of the transferred balance is charged as a balance transfer fee, which will be outlined in your agreement.

CREDIT CARD

Virgin Money 29 Month Balance Transfer

Flexibility Get 0% interest on balance transfers

APPLY NOW You will be redirected