Barclaycard Business Premium Plus Review

The Barclaycard Business Premium Plus Credit Card is a powerful financial tool designed to simplify expense management, and reward spending!

The Barclaycard Business Premium Plus Credit Card is the ultimate tool for business owners and entrepreneurs seeking to streamline expenses, manage cash flow, and unlock premium benefits. Tailored for dynamic businesses, this card offers a range of exclusive perks, including enhanced cashback rewards, flexible repayment options, and valuable expense management tools.

Whether you’re funding business travel, covering operational expenses, or rewarding your team, the Barclaycard Business Premium Plus delivers unmatched value.

In addition, designed to cater to the demands of modern businesses, this card combines convenience and savings with a focus on efficiency. Therefore, with benefits like global acceptance and cutting-edge account management tools, the Barclaycard Business Premium Plus Credit Card is your key to smarter, more rewarding business spending.

CREDIT CARD

Barclaycard Business Premium Plus

earn cashback six months interest-free

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Benefits of the Barclaycard Business Premium Plus

Enhanced Cashback on Spending: Earn 0.5% cashback on all eligible purchases, turning everyday business expenses into meaningful rewards. Whether it’s office supplies, travel bookings, or advertising costs, every pound spent contributes to your bottom line. In addition, additional cardholder spending contributes to the rewards total, maximizing earning potential.

Up to 56 Interest-Free Days: Manage cash flow effectively with up to 56 days of interest-free credit on purchases. This feature allows you to optimize your finances and invest in growth without worrying about immediate repayments.

Expense Management Tools: Simplify accounting with detailed transaction reports, online expense management platforms, and integration with popular accounting software. Therefore, this makes tracking and categorizing expenses seamless, saving time and effort.

Flexible Credit Limits: Choose a credit limit that suits your business’s needs, with the ability to adjust it as your business grows. Therefore, this ensures you always have access to the funds you need without overstretching your budget.

Contactless and Mobile Payments: Make secure and convenient payments with contactless technology and compatibility with Apple Pay, Google Pay, and Samsung Pay. Perfect for busy professionals on the go.

Free Additional Cardholders: Issue additional cards for your team members at no extra cost, enabling centralized expense management and shared benefits. Set spending limits to maintain control over business finances.

Global Acceptance: Accepted at millions of locations worldwide, the card ensures you can transact seamlessly, whether for local operations or international business trips.

Dedicated Customer Support: Access priority customer support with a dedicated team ready to assist with any account-related inquiries, ensuring you get the help you need promptly.

Comprehensive Fraud Protection: Benefit from advanced fraud detection systems, ensuring your business account is secure. Unauthorized transactions are covered by zero liability protection, giving you peace of mind.

Detailed Rewards Tracking: Monitor your cashback rewards and spending in real time through the Barclaycard online portal or app. This transparency allows you to maximize the value of your card.

Business Insights and Spending Analytics: Gain valuable insights into your business’s spending patterns with analytics tools. Therefore, these reports help you identify trends, manage budgets, and make informed financial decisions.

Redeeming Rewards: Redeeming cashback rewards is simple and efficient. Cashback is automatically applied as a statement credit, reducing your outstanding balance. Therefore, there’s no need to manually redeem rewards or meet minimum thresholds—your savings are seamless and automatic.

Free Enhanced Travel Insurance: Travel with confidence knowing you’re covered overseas when you pay for your trip in full using your Premium Plus Credit Card. This enhanced travel insurance provides comprehensive protection, ensuring peace of mind throughout your journey.

Save When You Travel Abroad: Enjoy smoother international transactions with a 2% reduction in foreign exchange fees, helping you save money every time you spend abroad. Whether it’s dining, shopping, or accommodation, you can travel smarter and save more.

Who Can Apply for the Barclaycard Business Premium Plus?

You are eligible to apply for this business card if:

• Business Ownership: You must be a business owner or director.
• Age Requirement: All directors and employees included in the application must be 18 years or older.
• Location: Your business must be registered and operate in the UK.
• Financial Criteria: Your business must have an annual turnover or a projected business plan revenue between £10,000 and £6,500,000. Plus, financial obligations should be current and have been managed responsibly over the last 12 months.
• Bankruptcy Status: Neither you nor your business should be bankrupt or undergoing bankruptcy proceedings.
• Previous Applications: You must not have been declined for a Barclaycard commercial card in the past six months.

How to Apply

1. Visit Barclaycard’s Website: Navigate to the Business Premium Plus Credit Card page.
2. Complete the Online Application: Provide business details, turnover, and ownership information.
3. Submit Supporting Documents: Upload proof of business registration, financials, and identification.
4. Review Terms: Agree to the card’s terms and conditions.
5. Await Approval: Once approved, receive your card by mail and activate it for use.

Frequently Asked Questions

What is the maximum credit limit?

Credit limits vary based on your business’s financial profile and Barclaycard’s assessment.

Can I issue additional cards to employees?

Yes, the issuer can provide additional cards for free, allowing team members to share the benefits.

What happens if I miss a payment?

Missed payments may incur fees and affect your credit score. Set up payment alerts or direct debits to avoid this.

Can I use the card for personal expenses?

Use this card exclusively for business purposes and avoid using it for personal transactions.

CREDIT CARD

Barclaycard Business Premium Plus

earn cashback six months interest-free

APPLY NOW You will be redirected