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118 118 Money Credit Card Review

The 118 118 Money Credit Card is an excellent choice for individuals seeking transparency, flexibility, and the opportunity to build their credit responsibly.

118-118-money-credit-card
Source: 118 118 Money

The 118 118 Money Credit Card is designed to provide you with a straightforward and reliable financial tool, especially if you’re looking to build or improve your credit score. With clear terms, no hidden fees, and a guaranteed credit limit, this card offers the transparency and support you need to manage your finances confidently. Whether you’re making everyday purchases or planning for larger expenses, the 118 118 Money Credit Card is here to assist you on your financial journey.

Emphasizing simplicity and customer empowerment, this card ensures that you have access to the credit you need without the complexities often associated with traditional credit cards. With features tailored to support your financial growth, the 118 118 Money Credit Card is more than just a payment method—it’s a partner in achieving your financial goals.

118-118-money-credit-card
CREDIT CARD
118 118 Money
No Hidden Fees Fixed Interest Rates
APPLY NOW You will be redirected

Benefits of the 118 118 Money Credit Card

Guaranteed Personalized Credit Limit

Upon approval, you’ll receive a guaranteed credit limit that aligns with your financial profile, providing you with the spending power you need while promoting responsible usage. This personalized approach ensures that your credit limit is both manageable and supportive of your financial objectives.

No Hidden Fees

Transparency is at the core of the 118 118 Money Credit Card. You won’t encounter unexpected charges, allowing you to use your card with confidence and clarity. Therefore, this commitment to straightforward terms means you can focus on your spending without worrying about surprise fees.

Fixed Interest Rate

Benefit from a fixed interest rate, providing predictability in your monthly payments and helping you manage your budget more effectively. Therefore, this stability ensures that you won’t be caught off guard by fluctuating interest charges.

No Foreign Transaction Fees

Travel with ease knowing that your 118 118 Money Credit Card doesn’t charge foreign transaction fees. Enjoy your international purchases without additional costs, making this card a convenient companion for your global adventures.

Credit Building Opportunities

Designed with credit building in mind, this card reports your payment history to major credit bureaus. By making timely payments, you can work towards improving your credit score, opening doors to better financial opportunities in the future.

Eligibility Checker with No Impact on Credit Score

Curious about your chances of approval? Use the eligibility checker to see if you qualify without affecting your credit score. This soft inquiry provides peace of mind and helps you make informed decisions before applying.

Online and Mobile Account Management

Stay in control of your finances with easy access to your account through online and mobile platforms. Monitor transactions, make payments, and view statements anytime, anywhere, ensuring you’re always connected to your financial information.

Contactless Payment Technology

Experience the convenience of contactless payments for quick and secure transactions. Simply tap your card at compatible terminals to complete purchases swiftly, enhancing your shopping experience.

Dedicated Customer Support

Access personalized assistance from the 118 118 Money customer service team, ready to help you with any inquiries or concerns. Therefore, this dedicated support ensures that you have the guidance you need throughout your credit journey.

Secure Transactions

Your security is a priority. The 118 118 Money Credit Card is equipped with advanced security features to protect against fraud, giving you confidence in every transaction you make.

Flexible Repayment Options

Choose repayment plans that suit your financial situation, whether you prefer to pay off your balance in full each month or make minimum payments. This flexibility allows you to manage your finances in a way that aligns with your budget and goals.

Who Can Apply for the 118 118 Money Credit Card?

118-118-money-credit-card
Source: 118 118 Money

Eligibility criteria for the 118 118 Money Credit Card:

  1. Age: Applicants must be between 18 and 70 years old.
  2. Income: A minimum annual income of £8,400 is required.
  3. Residency: Must be a permanent resident of the UK.
  4. Credit History: Applicants should not be in arrears with other lenders and have had no default payments in the last six months.

How to Apply

  1. Visit the 118 118 Money Website: Navigate to the credit card section to begin your application.
  2. Use the Eligibility Checker: Assess your likelihood of approval without impacting your credit score.
  3. Complete the Online Application: Provide personal, financial, and contact information as required.
  4. Submit Supporting Documents: If requested, provide proof of income, identity, and residency.
  5. Await Approval: Once your application is reviewed, you’ll receive a decision, and upon approval, your card will be dispatched.

Frequently Asked Questions

How does the eligibility checker work?

The eligibility checker performs a soft credit inquiry to assess your likelihood of approval without affecting your credit score.

Can I use the card abroad?

Yes, the card can be used internationally, and there are no foreign transaction fees, making it convenient for overseas spending.

How can I manage my account?

You can manage your account online or through the mobile app, providing access to your balance, transactions, and payment options.

What is the interest rate?

The card offers a fixed interest rate, providing predictability in your monthly payments.

118-118-money-credit-card
CREDIT CARD
118 118 Money
No Hidden Fees Fixed Interest Rates
APPLY NOW You will be redirected

Debora Roque

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.

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