RBC Visa Classic Low Rate Option: Discover the Card!

Save more every month with a low interest rate and practical perks—discover financial freedom with the RBC Visa Classic Low Rate Option!

Meet the RBC Visa Classic Low Rate Option—Canada’s answer to high interest credit cards! If you want a card that actually helps you save money instead of racking up charges, this is the one you’ve been searching for. With an impressively low fixed interest rate and a stack of practical benefits, the RBC Visa Classic Low Rate Option is engineered for Canadians who want to get ahead, not fall behind.

Say goodbye to endless fees and confusing reward programs that don’t deliver. Instead, enjoy a straightforward, reliable, and value-packed credit card that makes your daily life easier and your wallet a whole lot happier. If you’re looking for a partner in your financial journey, the RBC Visa Classic Low Rate Option is ready to stand by your side—every single day.

Powerful Benefits of the RBC Visa Classic Low Rate Option

Exceptionally Low 12.99% Interest Rate

With a fixed 12.99% interest rate, you’ll pay far less in interest than with standard credit cards. This is perfect for anyone who might need to carry a balance occasionally or is looking to pay off larger purchases over time without drowning in high rates. Every month you keep more of your hard-earned money right where it belongs—in your pocket!

No Annual Fee for Additional Cards

Why pay more for family? With this card, you can add supplementary cards for loved ones or household members at zero additional cost. That means everyone in your family can enjoy the same low rates and great perks—making your collective spending smarter and more rewarding.

Purchase Security and Extended Warranty Protection

Shop with peace of mind knowing your new purchases are automatically protected against theft, loss, or damage for up to 90 days. Plus, your manufacturer’s warranty gets doubled up to one extra year. That’s security and savings, built right into every swipe!

Fuel Savings at Petro-Canada

Every time you fuel up at Petro-Canada with your RBC Visa Classic Low Rate Option, you’ll save 3¢ per litre. On top of that, you’ll earn 20% more Petro-Points, turning every fill-up into even more savings and rewards. Fill your tank, boost your budget!

Free DoorDash DashPass for Three Months

Enjoy the ultimate convenience of free delivery on eligible DoorDash orders for three months. Whether it’s late-night cravings or family dinners, you can treat yourself and your loved ones while saving on every order.

Earn More Be Well Points at Rexall

Maximize your pharmacy purchases! Every dollar you spend at Rexall earns you 50 Be Well points, helping you get closer to discounts and rewards every time you shop for essentials.

Full Mobile App Card Management

Gone are the days of paper statements and phone queues. The RBC Mobile app puts complete control in your hands. Track spending, set up alerts, pay bills, and manage your account—anytime, anywhere.

Award-Winning RBC Customer Support

When you need help, RBC is there. With 24/7 support and industry-leading service, you’re never left in the dark. Your peace of mind is just a phone call—or chat—away.

Accessible Approval for Many Canadians

This card is designed to be inclusive. Even if your credit isn’t perfect, you may still qualify, making it a great option for people at different stages of their financial journey.

Ideal for Families and Households

Add up to nine supplementary cards at no annual fee! Your whole family can benefit from the card’s perks, all while keeping spending separate and easy to track.

Transparent, Simple Fee Structure

No hidden fees, no surprises. You know exactly what you’re paying for—so you can focus on saving money, not deciphering complicated terms.

Reliable Acceptance Across Canada and Worldwide

Wherever you go—across Canada or around the globe—Visa’s wide acceptance network means your RBC Visa Classic Low Rate Option is ready to go with you.

Who Can Apply for the RBC Visa Classic Low Rate Option?

• Canadian residents with a permanent address
• Age of majority in your province or territory
• Satisfactory credit score and income level (specific thresholds may vary)
• Not declared bankrupt in the past seven years
• Able to provide personal and financial information as part of the application

How to Apply for the RBC Visa Classic Low Rate Option

1. Visit the official RBC website and go to the RBC Visa Classic Low Rate Option page.
2. Click “Apply Now.”
3. Fill out the online application form with your personal details, income information, and contact information.
4. Submit any required documents as prompted (such as ID or proof of income).
5. Wait for your application to be reviewed—most decisions are made quickly.
6. Once approved, activate your card and start enjoying the benefits!

Frequently Asked Questions (FAQ)

What is the interest rate for the RBC Visa Classic Low Rate Option?

The fixed annual interest rate is 12.99% for purchases and cash advances.

Is there an annual fee for this card?

Yes, the annual fee is $20. However, additional cards have no annual fee.

What credit score do I need to apply?

While a good credit score improves your chances, RBC considers a range of applicants. There is no strict minimum published, but fair credit is typically recommended.

Can I add supplementary cards?

Yes! You can add up to nine supplementary cards at no extra charge.

What purchase protections does this card offer?

You receive 90 days of purchase security and up to one year of extended warranty on eligible items.

How do the Petro-Canada savings work?

Simply link your card, pay at the pump, and enjoy 3¢/L off plus extra Petro-Points on every fill-up.

Are there travel or cash back rewards?

This card focuses on low interest and practical benefits, not travel or ongoing cash back rewards.

How do I redeem Be Well points at Rexall?

Just swipe your card when shopping at Rexall and your points are automatically credited to your Be Well account.