RBC U.S. Dollar Visa Gold Card

Experience seamless U.S. dollar spending and unbeatable rewards with the RBC U.S. Dollar Visa Gold—Canada’s ultimate cross-border credit card.

The RBC U.S. Dollar Visa Gold is the ideal solution for Canadians who regularly spend or travel in the United States. Whether you’re shopping online, crossing the border for business, or taking a family vacation, the RBC U.S. Dollar Visa Gold eliminates currency conversion headaches and delivers powerful rewards every time you use it.

With the RBC U.S. Dollar Visa Gold, you can take full control of your U.S. dollar expenses, earn valuable Avion points, and enjoy robust travel insurance benefits. Designed for the modern Canadian, this card brings flexibility, security, and real savings to your cross-border lifestyle.

CREDIT CARD

RBC U.S. Dollar Visa Gold

Earn 1 Avion Point Up to $500,000

Take advantage of this card

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Over 10 Benefits of the RBC U.S. Dollar Visa Gold Card

1. No Currency Conversion Fees

With the RBC U.S. Dollar Visa Gold, you avoid the standard 2.5% foreign transaction fee on U.S. purchases. This means every U.S. dollar you spend stays in your pocket, maximizing the value of your cross-border shopping and travel.

2. Earn 1 Avion Point per U.S. Dollar

Every purchase made in U.S. dollars with your RBC U.S. Dollar Visa Gold earns you 1 Avion point. These points add up quickly and can be redeemed for travel, merchandise, or statement credits—giving you endless ways to reward yourself.

3. Avion Points Never Expire

With the RBC U.S. Dollar Visa Gold, there’s no pressure to use your points. They never expire as long as your account is open and in good standing, allowing you to plan for bigger, more meaningful rewards over time.

4. Up to $500,000 in Travel Accident Insurance

Travel with confidence, knowing the RBC U.S. Dollar Visa Gold has you covered with up to $500,000 in travel accident insurance when using common carriers like planes, trains, or buses.

5. Trip Cancellation and Interruption Coverage

Unexpected events can happen at any time. The RBC U.S. Dollar Visa Gold protects your travel investment with up to $2,500 coverage per trip for non-refundable expenses due to cancellations or interruptions.

6. Flight Delay Insurance

When travel plans are delayed, the RBC U.S. Dollar Visa Gold provides reimbursement for necessary expenses, so you can stay comfortable and keep moving forward even when flights don’t go as planned.

7. Lost or Stolen Baggage Insurance

If your checked baggage is lost or stolen, the RBC U.S. Dollar Visa Gold steps in with coverage up to $2,500—helping you replace essentials and get back on track with your journey.

8. Delayed Baggage Coverage

Never be left stranded without your belongings. The RBC U.S. Dollar Visa Gold offers up to $500 to purchase necessary items if your baggage is delayed for more than six hours.

9. Auto Rental Collision/Loss Damage Insurance

Save on car rental costs in the U.S. by using the RBC U.S. Dollar Visa Gold, which provides comprehensive collision and theft coverage on eligible rental vehicles when you pay with your card.

10. Purchase Security and Extended Warranty

Your purchases are protected against theft or damage for up to 90 days, and the original manufacturer’s warranty is doubled for up to one additional year with your RBC U.S. Dollar Visa Gold.

Who Can Apply for the RBC U.S. Dollar Visa Gold

• Canadian residents who are the age of majority in their province or territory (18 or 19).
• Applicants must have a good credit score and financial standing.
• Access to a U.S. dollar bank account in Canada is recommended for convenient payment.
• Applicants must meet all standard RBC credit approval criteria.

How to Apply for the RBC U.S. Dollar Visa Gold

1. Visit the official RBC website or your nearest RBC branch.
2. Select the RBC U.S. Dollar Visa Gold Card from the list of credit cards.
3. Complete the online or in-person application with your personal and financial information.
4. Provide proof of Canadian residency and, if available, your U.S. dollar account details.
5. Submit your application for the RBC U.S. Dollar Visa Gold and wait for approval.
6. Upon approval, your RBC U.S. Dollar Visa Gold will be mailed to you—simply activate and use.

Frequently Asked Questions about the RBC U.S. Dollar Visa Gold

1. How do I earn Avion points with the RBC U.S. Dollar Visa Gold?
You earn 1 Avion point for every U.S. dollar spent on eligible purchases with your RBC U.S. Dollar Visa Gold.

2. Do Avion points expire with the RBC U.S. Dollar Visa Gold?
No, Avion points never expire as long as your RBC U.S. Dollar Visa Gold account is active and in good standing.

3. Can I redeem points for travel with the RBC U.S. Dollar Visa Gold?
Yes, you can redeem Avion points earned on your RBC U.S. Dollar Visa Gold for flights, hotels, car rentals, and vacation packages.

4. What is the annual fee for the RBC U.S. Dollar Visa Gold?
The RBC U.S. Dollar Visa Gold has a US$65 annual fee.

5. How do I pay my RBC U.S. Dollar Visa Gold statement?
Payments should be made in U.S. dollars, ideally from a U.S. dollar account at RBC or another Canadian financial institution.

6. Are additional RBC U.S. Dollar Visa Gold cards really free?
Yes, you can add authorized users to your RBC U.S. Dollar Visa Gold account at no additional annual fee.

7. What insurance does the RBC U.S. Dollar Visa Gold include?
It covers travel accident, trip cancellation/interruption, flight delay, lost and delayed baggage, auto rental collision/loss, purchase protection, and extended warranty.

CREDIT CARD

RBC U.S. Dollar Visa Gold

Earn 1 Avion Point Up to $500,000

Take advantage of this card

APPLY NOW You will be redirected