Desjardins Bonus Visa Credit Card: Your Everyday Advantage!

Enjoy real rewards on every purchase, complete protection, and zero annual fee with the Desjardins Bonus Visa Credit Card!

If you’re looking for a credit card that rewards you for the way you already live, the Desjardins Bonus Visa Credit Card is an unbeatable choice! Whether you’re enjoying a meal out, commuting to work, catching a show, or simply managing your monthly bills, this card puts real cashback in your pocket and includes protection that gives you total peace of mind. Designed for go-getters, savvy spenders, and families alike, this card packs more value into every swipe—all with no annual fee!

Imagine having a card that not only pays you back for dining, entertainment, transit, and subscriptions, but also shields your purchases, travel, and even your mobile devices! With Desjardins’ reputation for reliability and customer care, the Bonus Visa lets you maximize every dollar without hidden costs or complicated hoops to jump through. This is the card that truly fits your lifestyle.

CREDIT CARD

Desjardins Bonus Visa

No Annual Fee Up to 2%

Take advantage of this card

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12+ Benefits of the Desjardins Bonus Visa Credit Card 

1. No Annual Fee
Never pay a penny to carry this card! The Desjardins Bonus Visa Credit Card lets you earn and save all year round with absolutely no annual fee. Every reward, every perk, and every dollar you earn stays in your pocket—guaranteed.

2. 2% BONUSDOLLARS on Key Categories
Enjoy a hefty 2% cashback in BONUSDOLLARS on your favorite spending categories: restaurants, entertainment, public transit, and recurring payments like subscriptions (up to $3,600 per category annually). This means you’re being rewarded every time you treat yourself, commute, or pay for your must-have services!

3. 0.5% BONUSDOLLARS Everywhere Else
No matter where you shop or what you buy, you always get 0.5% back in BONUSDOLLARS on every other purchase. Every coffee, every grocery trip, and every online order is a chance to rack up more rewards.

4. Comprehensive Travel Insurance
Travel with confidence! The Desjardins Bonus Visa offers up to $5 million in emergency medical coverage for trips up to 3 days, plus coverage for trip interruption, cancellation, baggage loss, and flight delay. You’re protected from the unexpected whenever you’re on the go.

5. Mobile Device Protection
Have peace of mind with up to $1,000 in coverage for your cell phone, smartphone, or tablet when you pay your device bill with your card. If your device is lost, stolen, or accidentally damaged, you’re covered!

6. Purchase Protection
Shop with assurance knowing your eligible new purchases are protected against theft or damage for 90 days. Whether it’s a new gadget or a gift, you’re safe from loss soon after buying.

7. Extended Warranty
Double the original manufacturer’s warranty—up to one extra year—on most items purchased with your card. You’ll have longer-lasting protection for your electronics, appliances, and more.

8. Car Rental Discounts and Perks
Get up to 15% off at Hertz, Thrifty, and Dollar when renting a car with your Desjardins Bonus Visa. Plus, enjoy waived young driver fees and discounted GPS rates—perfect for road trips and vacations.

9. Zero Liability Fraud Protection
Shop confidently online and in stores, knowing you won’t be held responsible for unauthorized transactions. Desjardins’ advanced security and fraud monitoring are working around the clock for you.

10. 21-Day Interest-Free Grace Period
You get 21 days without interest on new purchases if you pay your balance in full each month, giving you the flexibility to manage your finances without stress.

11. Identity Theft Assistance
Get expert support if your identity is ever compromised. From helping you report incidents to guiding you through recovery, Desjardins has your back.

12. Flexible Payment and Overdraft Protection
Enjoy overdraft protection options on your Desjardins account and flexible payment solutions that make managing your cash flow easier than ever.

13. Powerful Online and Mobile Account Management
Track your spending, manage rewards, and set up alerts—all through Desjardins’ intuitive online banking and mobile app. Your finances, always at your fingertips.

Who Can Apply for the Desjardins Bonus Visa Credit Card?

• You must be a Canadian resident.
• You must have reached the age of majority in your province or territory.
• You need a good credit score (Desjardins generally recommends at least “fair” to “good”).
• You should have a steady source of income.
• Applicants must provide identification and may be subject to income and credit verification.

How to Apply for the Desjardins Bonus Visa Credit Card: Step-by-Step

1. Visit the official Desjardins Bonus Visa Credit Card page.
2. Click on “Apply Now.”
3. Fill in the online application form with your personal and financial details.
4. Submit required identification and proof of income (if asked).
5. Review and accept the terms and conditions.
6. Submit your application.
7. Wait for Desjardins’ approval email or call.

Frequently Asked Questions About the Desjardins Bonus Visa Credit Card

How much does it cost to get the Desjardins Bonus Visa Credit Card?

This card has no annual fee, so it costs nothing to carry!

What are BONUSDOLLARS and how can I redeem them?

BONUSDOLLARS are reward points earned with your purchases. Redeem them for travel, gift cards, merchandise, account credits, and more!

Do I need to be a Desjardins member to apply?

No, you do not need to be a Desjardins member to apply for this credit card.

Is there a minimum income required to qualify?

There is no strict minimum income requirement, but a steady income is recommended for approval.

Can I use this card outside Canada?

Yes, you can use the Desjardins Bonus Visa worldwide, wherever Visa is accepted. Note: foreign transaction fees apply.

Is there a welcome bonus?

Currently, there is no welcome bonus offered with this card.

What is the interest rate for purchases and cash advances?

The standard rate is around 20.9% for purchases and 21.9% for cash advances.

Does the card come with travel insurance?

Yes! You get emergency travel medical, trip interruption, baggage, and flight delay insurance for trips up to 3 days.

What happens if I lose my card or it’s stolen?

Contact Desjardins immediately. Your card will be blocked, and you will not be liable for unauthorized purchases.

Are there any spending caps on the 2% cashback categories?

Yes, you’ll earn 2% up to $3,600 per year per bonus category, then 0.5% after that.

CREDIT CARD

Desjardins Bonus Visa

No Annual Fee Up to 2%

Take advantage of this card

APPLY NOW You will be redirected