Funding Circle Business Cashback Card Review

The Funding Circle Business Cashback Card combines simplicity, rewards, and robust financial management tools to empower your business.

The Funding Circle Business Cashback Card is a game-changer for small and medium-sized businesses looking for financial flexibility, cashback rewards, and seamless expense management. With a straightforward and transparent approach, this card allows businesses to earn while they spend, providing invaluable support for growth and daily operations. Whether you’re purchasing supplies, covering travel expenses, or managing day-to-day business costs, this card ensures your spending works harder for you.

In addition, from earning unlimited cashback to accessing flexible credit limits and enjoying no annual fees, the Funding Circle Business Cashback Card offers unparalleled value. Designed specifically for businesses, it combines simplicity, rewards, and powerful financial tools to help you manage your cash flow efficiently while reaping the benefits of every transaction.

CREDIT CARD

Funding Circle Business

Cashback No interest for up to 42 days

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Benefits of the Funding Circle Business Cashback Card

Unlimited Cashback on Every Purchase: Earn 1% cashback on all your business spending, with no caps or limits. Whether it’s office supplies, travel, or advertising, every pound you spend translates into real rewards for your business. In addition, employee cardholders contribute to your cashback, maximizing rewards across your entire team.

2% Cashback for the First 6 Months: Earn an impressive 2% cashback on all your spending for the first 6 months, up to a total of £2,000 in cashback rewards. It’s a fantastic way to maximize your savings and make the most of your card during the introductory period.

Up to 42 Days Interest-Free: Enjoy up to 42 days of interest-free credit on purchases when you pay your balance in full and on time each month. This feature gives you added flexibility to manage your cash flow while avoiding interest charges, making it easier to stay in control of your finances.

No Annual Fees: Say goodbye to annual fees! The Funding Circle Business Cashback Card provides all its powerful features without any yearly cost, making it a cost-effective solution for your business.

Flexible Credit Limits: Access credit limits tailored to your business’s financial profile. This ensures that you have the necessary spending power to meet your operational needs while managing cash flow effectively.

Real-Time Expense Tracking: Monitor all transactions in real time with the Funding Circle app or online portal. Therefore, gain instant insights into your business’s spending patterns, helping you make data-driven decisions.

No Foreign Transaction Fees: Conduct international business without worrying about extra costs. With no foreign transaction fees, this card is ideal for global spending and overseas travel.

Seamless Integration with Accounting Software: Connect your card directly to popular accounting tools like Xero, QuickBooks, or Sage. Therefore, this eliminates manual data entry and ensures your financial records are always up-to-date.

Contactless Payments: Make secure and quick transactions with contactless payment technology. Moreover, perfect for on-the-go purchases, this feature streamlines your payment process.

Customizable Employee Cards: Issue additional cards to your team with customizable spending limits. This helps streamline employee expenses while maintaining centralized control and oversight.

Robust Fraud Protection: Protect your business with advanced fraud detection and zero-liability coverage for unauthorized transactions. Your security is a top priority.

Easy Application Process: Enjoy a hassle-free and quick application process, allowing you to get started with your Funding Circle Business Cashback Card without unnecessary delays.

Detailed Monthly Statements: Receive comprehensive monthly statements that provide a clear overview of all transactions. Therefore, this simplifies expense reconciliation and financial reporting.

Dedicated Customer Support: Access a professional support team that understands your business needs. From account setup to resolving issues, dedicated experts are there to help every step of the way.

Redeeming Rewards: Redeeming your rewards is straightforward. Cashback is credited automatically to your account as a statement reduction, offsetting your monthly balance. therefore, there’s no need to track points or redeem through complicated portals—your rewards are seamless and easy to access.

Who Can Apply for the Funding Circle Business Cashback Card?

Eligibility criteria for the Funding Circle Business Cashback Card:

1. Business Registration: Must be a registered UK business.
2. Operational History: Businesses should have a minimum operational period as specified by Funding Circle.
3. Creditworthiness: A good business credit profile improves approval chances.
4. Financial Documentation: Provide up-to-date financial records for evaluation.
5. Authorized Representative: Applicants must be an authorized representative of the business.

How to Apply

1. Visit the Funding Circle Website: Navigate to the Business Cashback Card page.
2. Complete the Application Form: Provide business details, financial information, and contact details.
3. Submit Supporting Documents: Upload proof of business registration, identity, and financial statements if requested.
4. Review and Submit: Double-check your information and submit the application.
5. Await Approval: Once approved, your card will be delivered, and you can start earning cashback immediately.

Frequently Asked Questions

Can I issue cards to employees?

Yes, you can issue additional employee cards with customizable spending limits.

Is there a cap on cashback earnings?

No, cashback earnings are unlimited, allowing you to maximize rewards.

What happens if I miss a payment?

Missed payments may incur late fees and impact your business’s credit score. Setting up reminders can help avoid this.

What are the credit limits?

Credit limits are tailored to your business’s financial profile and operational needs.

CREDIT CARD

Funding Circle Business

Cashback No interest for up to 42 days

APPLY NOW You will be redirected