It’s time to make the most of your spending and enjoy the convenience of cashback rewards.
Unlock the power of cashback rewards with the CIBC Dividend Visa – a credit card that offers bonus rewards on groceries without any annual fees. Whether you’re stocking up on essentials or treating yourself to a shopping spree, this card rewards you with cashback on every purchase, making it a smart choice for maximizing savings on your everyday expenses.
With its user-friendly perks and no-fee structure, the CIBC Dividend Visa makes earning rewards effortless and accessible for everyone. Say goodbye to complicated reward programs and hello to straightforward cashback benefits that put money back in your pocket with every swipe.
CIBC Dividend Visa
Journie Rewards Annual fee $0Earning Rewards
With the CIBC Dividend Visa, you can earn lucrative cash back rewards tailored to your spending habits:
- 2% cashback on groceries
- 1% cashback on gas, EV charging, transportation, recurring bill payments, and dining
- 0.5% cashback on all other purchases.
Picture this: spending $6,000 on groceries could earn you a whopping $120 in cashback – and all this without any annual fee. With the CIBC Dividend Visa, earning rewards has never been easier, making it a smart choice for savvy spenders looking to make the most of their everyday purchases.
Redeeming Rewards
With the CIBC Dividend Visa Card, you have the freedom to choose how and when you redeem your cashback rewards. When your cashback balance reaches a minimum of $25, you can easily redeem it at any time through our convenient redemption platform. Whether you’re looking to treat yourself to something special or simply want to enjoy the benefits of your rewards, you can access them whenever you need.
Alternatively, if you prefer to save up your cashback rewards for a larger payout, you can opt to receive them annually as a credit on your January statement. This allows you to kick off the new year with a nice boost to your finances. With the CIBC Dividend Visa Card, you’re in control of your rewards, giving you the flexibility to maximize their value according to your preferences.
CIBC Dividend Visa Card benefits
$0-annual-fee
Say goodbye to those pesky extra charges and revel in the joy of cashback rewards that just keep on giving. It’s like being rewarded for simply doing your everyday business – and trust me, that’s a rare find in today’s world. With the CIBC Card, enjoy the perks without the annoyance of annual fees, making every purchase even more rewarding!
Welcome Bonus
For the first 4 statements, the CIBC Dividend Visa offers an enticing 10% cashback on net purchases of up to $2,500, allowing you to earn up to $250 in cashback rewards. It’s a fantastic opportunity to make the most of your spending and maximize your rewards right from the start.
Extended warranty the CIBC Dividend Visa Card
With the CIBC Visa Card, peace of mind is guaranteed. Benefit from Extended Warranty Protection, providing an additional layer of security to your purchases. If you buy eligible items with your card and they come with a manufacturer’s warranty of five years or less, you’ll receive an extra year of coverage.
Purchase protection
Shopping just got even sweeter with the CIBC Visa Card, all thanks to its incredible Purchase Protection feature. Imagine this scenario: you make a purchase using your card, and then, oops – something unexpected happens. But fear not! With Purchase Protection, eligible items you buy with your card are safeguarded against theft or damage for a specified period after purchase.
No expiring rewards
With the CIBC Dividend Visa Card, your rewards never expire, giving you the freedom to save up for something special without any time constraints. Whether you’re planning a dream vacation or saving up for a rainy day, you can rest assured that your hard-earned rewards will be there when you need them. Say goodbye to expiring rewards and hello to limitless possibilities with the CIBC Dividend Visa Card!
Gas discounts
Get ready to maximize your savings with the CIBC Select Visa Card and Journie Rewards! Link your card with Journie Rewards and enjoy discounts of up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
Send money abroad
Maximize your benefits with your first transfer using promo code GMTEVENT and earn cashback with the CIBC Dividend Visa Card. With no transfer fees, cash advance fees, and no interest if you pay your balance by the payment due date, you can make the most of this exclusive offer without worrying about additional charges. Seize this opportunity to earn cashback rewards while enjoying the convenience and flexibility of the CIBC Dividend Visa Card.
Car rentals discounts
Unlock exclusive savings on auto rentals worldwide when you pay with your Dividend card at participating Avis and Budget locations. Enjoy up to 25% off your rental, allowing you to explore destinations near and far without breaking the bank. With your Dividend card, you not only earn cashback rewards on your purchases but also access fantastic discounts on travel essentials like rental cars.
Who can apply for CIBC Dividend Visa Card?
To apply for the CIBC Card, you must be a Canadian resident and of the age of majority in your province. If you’re not already a CIBC customer, you’ll need to provide basic information such as your address and income. Plus, there’s no annual fee for the CIBC Card, so applying is completely free! Don’t miss out on the opportunity to start earning cash back rewards – apply for your card today!
How to apply?
Applying for a CIBC Dividend Visa Card is easier than you think:
- Go to the CIBC website and look for CIBC Dividend Visa Card
- Click on Apply Now
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions for the CIBC Dividend Visa Card
How can I redeem my cash back with the CIBC Dividend Visa Card?
You can redeem it at any time with a minimum balance of $25 via CIBC Online Banking or CIBC Mobile Banking.
What additional benefits does the CIBC Dividend Visa Card offer?
The CIBC Dividend Visa Card offers additional benefits such as Extended Warranty Protection and Purchase Protection, providing you with added peace of mind for your purchases.
How can I increase my credit limit?
If you are eligible, you can request a credit limit increase online, on the other hand, you can do it by calling the number located on the back of your credit card.
What is the credit limit?
Your credit limit will likely be based on your creditworthiness.
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