The OpenSky Secured Visa Credit Card 

With the card, you're not just rebuilding your credit, you're opening doors to a brighter financial future!

CREDIT CARD

opensky secured visa

No Credit Check Reporting to Credit Bureaus

SEE HOW TO APPLY You will remain in the current site.

Discover a credit card that empowers you to take control of your financial journey, providing a pathway to improved credit and greater financial freedom. This card offers a unique opportunity to establish or rebuild credit without the traditional hurdles.

Say goodbye to excessive fees and stringent credit checks—this card welcomes you with open arms, offering a straightforward and accessible way to build a stronger credit profile. Whether you’re looking to establish credit for the first time or seeking to rebuild after setbacks, this card is your steadfast partner on the road to financial success.

The best option to easily build, improve or rebuild your credit score!

Pros:

• No credit check: No credit check required for approval, making it accessible to those with limited or poor credit history.
• Flexible credit limit: Option to set your own credit limit with a security deposit, providing flexibility and control over your spending.
• Credit report: Reports to all three major credit bureaus, helping you build or rebuild credit with responsible use.
• Simple application process: No checking account required to apply, simplifying the application process for those without traditional banking relationships.
• Low annual fee: Low annual fee compared to other secured credit cards, helping you save money while improving your credit.
• Financial toos: Provides educational resources and tools to support financial literacy and responsible credit management.

Cons:

• Security Deposit Required: To open the account, a security deposit is necessary, which can be a drawback for those looking for a no-deposit option.
• Foreign Transaction Fees: When using the card abroad, foreign transaction fees apply, which can add extra costs during international travel.

Why should you consider this card?

This card isn’t just a piece of plastic—it’s a key to unlocking a world of possibilities. We like this card because it puts the power back in your hands, offering a straightforward and transparent approach to credit building.

With no credit check required for approval, you can leave past mistakes behind and focus on moving forward. Plus, the ability to set your own credit limit means you’re in control of your financial destiny, allowing you to tailor your spending to your needs and goals.

Add to that the peace of mind of knowing that your responsible use is reported to all three major credit bureaus, and you have a winning combination. This card isn’t just about building credit—it’s about building confidence and paving the way to a brighter financial future.

Whether you’ve encountered setbacks or simply lack a substantial credit history, this card welcomes you with open arms, offering a supportive pathway to financial stability.