The best benefits offered by Capital One and Walmart gathered at Capital Onde Walmart Rewards Card
This is a credit card offered by Walmart and that gives high rewards values per dollar, being possible to have 5 points per dollar that you spent at Walmart stores in the first year holding this credit card.
Continue reading with us and discover all the details about how it works, the advantages and how to request it. Follow along below.
CAPITAL ONE WALMART REWARDS
cash back 5% $0 annual feeCapital One Walmart Rewards Card benefits
- 5% Cash Back on Walmart.com Purchases: Cardholders earn a substantial 5% cash back on all purchases made through Walmart.com, including those for pickup and delivery. This high cash back rate is particularly advantageous for frequent shoppers who rely on Walmart’s online platform for their purchases.
- 2% Cash Back in Walmart Stores, Restaurants, and on Travel: For purchases made directly at Walmart stores, as well as at restaurants and on travel expenses, cardholders earn 2% cash back. This versatile rewards structure extends the benefits beyond online purchases, making it a valuable card for everyday spending both at Walmart and elsewhere.
- 1% Cash Back on All Other Purchases: For purchases made outside of Walmart, the card offers 1% cash back wherever Mastercard is accepted.
- Redeeming rewards: With the Capital One Walmart Rewards Card, you have several flexible redemption options for your cash back rewards. You can redeem them as cash deposited into your bank account, apply them as statement credits, use them for Walmart purchases, or exchange them for gift cards. Additionally, you can use your rewards to offset travel expenses, like flights and hotels, making it easy to maximize the value of your rewards based on your preferences and needs.
- Introductory Offer: For the first 12 months after approval, cardholders can take advantage of an enticing introductory offer with the Walmart Credit Card. By using Walmart Pay, you’ll earn an impressive 5% cash back on purchases made in Walmart stores, providing significant savings right from the start.
- No Annual Fee: Enjoy the benefits of the Walmart Credit Card without any annual fee. This makes it a budget-friendly choice for frequent shoppers at Walmart, as there are no additional costs associated with owning the card.
- Additional Benefits: As a World Elite Mastercard, the Walmart Credit Card offers more than just cash back. Enjoy benefits such as price protection, extended warranty protection, and various travel insurance protections, enhancing your shopping and travel experiences with added peace of mind.
- No Foreign Transaction Fees: Travelers will appreciate the absence of foreign transaction fees when using the Walmart Credit Card internationally. This feature saves money on each transaction abroad, making it a practical choice for global travelers.
- Mobile App Access: Manage your Walmart Credit Card conveniently with the Capital One mobile app. Accessible anytime and anywhere, the app allows for seamless account management, bill payments, and monitoring of your cash back rewards, ensuring you stay on top of your finances effortlessly.
- Fraud Coverage: Rest assured with $0 Fraud Liability protection on unauthorized transactions. In the unfortunate event of card loss or theft, you won’t be held responsible for fraudulent charges, providing invaluable security and peace of mind to cardholders.
These benefits make the Capital One Walmart Rewards Card a strong option, especially for those who frequently shop at Walmart or make regular online purchases. However, it’s important to consider factors like the APR and your personal spending habits when deciding if this card is the right fit for you.
Card Application Requirements
To qualify for the Capital One Walmart Rewards Card, applicants must meet the following requirements:
- Minimum Age: You must be at least 18 years old (19 in some states) to apply.
- US Residency: Applicants must be residents of the United States with a valid mailing address.
- Credit Score: A good or excellent credit score is generally required, although the exact criteria may vary.
- Stable Income: Applicants must demonstrate a stable source of income to ensure ability to pay.
- Documentation: Valid identification documents, such as a driver’s license or passport, and financial information may be requested.
How to Apply for the Card
To apply for the Capital One Walmart Rewards Card, follow these steps:
- Go to the official Walmart or Capital One website.
- Look for the credit card section and select the Capital One Walmart Rewards Card.
- Complete the application form with your personal, financial and contact information.
- Check that all the information is correct before submitting.
- Submit your application and wait for approval. You may receive a response immediately or within a few days.
- If you don’t receive an immediate response, you can track the status of your application on the Capital One website.
FAQs about the Capital One Walmart Rewards Card
What are the benefits of this card?
The card offers rewards on Walmart purchases, including higher percentages for online purchases, at Walmart gas stations, and at restaurants and on trips.
Is there an annual fee?
No, the Capital One Walmart Rewards Card does not charge an annual fee.
Can I use this card outside Walmart?
Yes, the card can be used anywhere Mastercard cards are accepted.
How can I redeem my rewards?
You can redeem your rewards via the Capital One website or app, by applying them as bill credit, for purchases at Walmart, or to buy gift cards.
Does the card have fraud protection?
Yes, Capital One offers fraud monitoring and alerts to protect your account.