Wells Fargo Card

There are several cards with introductory offers of 0% APR, but the Wells Fargo card gives this popular benefit a unique twist.

It starts with a very long introductory APR of 0% for qualifying purchases and transfers, and Wells Fargo is extending this introductory price by a total of up to 21 months if you make your minimum payments on time. Read our in-depth review of Wells Fargo to learn all about its ins and outs, and to see if it’s what you’re looking for.

The Wells Fargo card can also work for those who want to make purchases that they want to finance interest-free over a long period of time.

CREDIT CARD

WELLS FARGO

CREDIT CLOSE-UP – FICO SCORE ZERO LIABILITY PROTECTION

Watch your credit score improve effortlessly

Watch an ad to apply for your card You will be redirected

Benefits of Wells Fargo Reflect

21 Months of Free APR: Wells Fargo starts with a 0% APR deposit on eligible purchases and transfers for 18 months. To make it even better, you can get an initial APR extension of up to three months for a total of 21. Make only one-time minimum payments during the provisioning and renewal periods.

No annuity: The card designed to help you save money on credit card interest and other fees. As this is an annual fee, you do not need to pay an annual fee to receive it.

Mobile account protection: When you pay your monthly cell phone bill with your qualifying card, you receive up to $600 in cell phone protection (subject to a $25) deductible. This is one of those underrated credit card perks. You don’t need to take out cell phone insurance and you can still be sure your phone is protected.

Special offers: You can use Wells Fargo’s My Deals to earn cashback credit for purchases, dinners, and experiences paid for with your qualifying card. As part of the Wells Fargo family of cards, reflect offers several additional benefits.

Get up to $600 in cell phone protection when using the Reflect card to pay your cell phone bill each month (subject to a $25) deductible. You can also use your Reflect card with My Wells Fargo Deals to receive cash back in the form of a credit to your bank statement to save on groceries, dinners and other eligible purchases.

Cell phone protection: One of the key benefits you’ll find with Wells Fargo personal credit cards is cell phone protection. By paying your cell phone bill with your Reflect card, phones linked to your account can be protected from theft or qualified damage for up to $600 per claim – minus a $25 out-of-pocket deductible. You will be able to file up to two claims per year for up to $1,200 of annual coverage.

Wells Fargo Credit Card Visa Request Requirements

1. Age Eligibility: Applicants must be at least 18 years old.
2. Credit Score: A good to excellent credit score is typically required for approval.
3. Income Verification: Provide proof of a stable income source.
4. Legal Residency: Applicants must be legal residents of the United States.
5. Identification: Have a valid Social Security Number and government-issued photo ID.

How to Apply for the Wells Fargo Credit Card Visa

1. Visit the Official Website:

• Go to the Wells Fargo official website and navigate to the credit cards section.

1. Explore Card Options:

• Review the various credit card options available and select the Wells Fargo Credit Card Visa that suits your needs.

1. Complete the Online Application:

• Fill out the online application form with accurate personal and financial information.

1. Submit Supporting Documents:

• Upload any required documents for income verification as part of the application process.

1. Review Terms and Conditions:

• Carefully read and understand the terms and conditions associated with the credit card.

1. Submit Application:

• After reviewing, submit your application for consideration.

1. Wait for Approval:

• Wait for the application to be processed, and you will receive a response regarding the status of your application.

1. Receive and Activate Card:

• If approved, you will receive your Wells Fargo Credit Card Visa by mail. Follow the provided instructions to activate the card.

Wells Fargo Credit Card Visa FAQs

What credit score is needed to qualify for the Wells Fargo Credit Card Visa?

A good to excellent credit score is typically required for approval. Specific score requirements may vary.

How long does it take to receive a decision on my credit card application?

The processing time varies, but you can expect to receive a decision shortly after submitting your application. Check the status online or contact customer service for updates.

Can I manage my credit card account online?

Yes, Wells Fargo provides online account management, allowing you to view transactions, pay bills, and manage your account conveniently.

Are there any annual fees associated with the Wells Fargo Credit Card Visa?

Review the specific terms of the card you are applying for, as annual fees can vary. Some cards may have no annual fees.

What should I do if my credit card is lost or stolen?

Immediately contact Wells Fargo customer service to report a lost or stolen card. They will assist you in securing your account and issuing a replacement card.

CREDIT CARD

WELLS FARGO

CREDIT CLOSE-UP – FICO SCORE ZERO LIABILITY PROTECTION

Watch your credit score improve effortlessly

Watch an ad to apply for your card You will be redirected

You may occasionally earn statements with this card through My Wells Fargo Deals, but not everyone will benefit greatly from these offers. Rewards with every purchase would make this card much more valuable.