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Chase Sapphire Reserve Card

There are many excellent credit cards, so it’s important to carefully consider the benefits of each. Meet the Chase Sapphire Reserve Card.

Chase Sapphire Reserve Card
Source: Chase Sapphire Reserve Card

If you’re considering a travel rewards card, the Chase Sapphire’s many benefits make it a popular choice for frequent travelers.

Some of the most notable perks include a significant welcome bonus, generous annual travel credit, and high earning potential. To help you decide if the Chase Sapphire Reserve is the right credit card for you, we’ve highlighted the benefits below.

CREDIT CARD
CHASE SAPPHIRE RESERVE
A PRIORITY PASS SELECT Chase ultimate rewards
Facility, promotions, discounts and much more for you

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Benefits of Chase Sapphire Reserved Card

50,000 points for first purchases: Receive a 50,000-point sign-up bonus when spending at least $4,000 on purchases within three months of opening Chase Sapphire Reserve.

TSA Credit: When you enroll in the Global Entry or TSA PreCheck program and pay the Chase Sapphire Reserve enrollment fee, you will receive a credit to your bank statement to cover the costs. This is a $100 credit towards the global entry or an $85 credit towards the TSA PreCheck. You can get both programs every four years, so your Chase credit card will also cover all renewal fees.

Both programs allow you to get through airport security faster. Global Entry offers fast entry into the United States after international travel, while TSA PreCheck offers fast pre-flight security clearance. However, Global Entry is by far the best deal as it includes a TSA PreCheck membership. By enrolling in Global Entry, you will benefit from both programs.

Airport Lounge: Chase Sapphire Reserve includes a free Priority Pass Select membership with access to more than 1,300 airport lounges. With this airport lounge access, you can take up to two people for free. At selected airports, Priority Pass also maintains partnerships with some restaurants so that members are entitled to spend credit on their meals.

Chase Sapphire Reserve Card
Source: Chase Sapphire Reserve Card

Bonus on first purchases

  • Points 10 for $1 on hotels and rental cars booked through Chase Ultimate Rewards (excluding purchases covered by this $300 annual travel credit card))
  • 10 points for $1 for Lyft travel through March 2022
  • 10 points for $1 for Chase Dining purchases with Ultimate Rewards
  • 5 points for $1 for flights booked through Chase Ultimate Rewards (excluding purchases covered by $300 annual travel balance on this card)
  • 3 points for every $1 on all other travel purchases (excluding purchases covered by the $300 annual travel balance on this card)
  • 3 points for every $1 on all other restaurant purchases including qualified delivery services, takeout and al fresco dining
  • 1 point for $1 on other purchases

One of the most notable perks of the Chase Sapphire Reserve is the impressive sign-up bonus offer. Spend $4,000 on purchases within the first three months of card ownership and earn 50,000 bonus points. These bonus points have a travel value of $750 when redeemed through the Chase Ultimate Rewards portal.

Card Application Requirements

  1. Credit Score: A strong credit score is typically required for approval. Aim for a score in the excellent range.
  2. Income Verification: Be prepared to provide proof of a stable income to demonstrate your ability to handle the card’s credit limit.
  3. Existing Credit Accounts: Chase may consider your existing credit relationships with them when reviewing your application.
  4. Annual Fee: The Chase Sapphire Reserve Card has an annual fee. Make sure you are comfortable with this cost before applying.
  5. U.S. Citizenship or Permanent Residency: The card is usually available to U.S. citizens or individuals with permanent residency.
  6. Age Requirement: You must be at least 18 years old to apply for a credit card. However, some states may have a higher age requirement.

How to Apply for the Chase Sapphire Reserve Card

  1. Online Application: Visit the official Chase website and navigate to the page for the Sapphire Reserve Card.
  2. Information Gathering: Prepare necessary information such as your social security number, income details, and employment information.
  3. Application Form: Fill out the online application form accurately and completely.
  4. Credit Check: Chase will perform a credit check as part of the application process.
  5. Wait for Approval: After submitting your application, wait for Chase to review and respond to your request. This may take a few days.
  6. Receive Your Card: If approved, you’ll receive your Chase Sapphire Reserve Card by mail.

Chase Sapphire Reserve Card FAQs

What benefits does the Chase Sapphire Reserve Card offer?

The card offers various benefits, including travel rewards, airport lounge access, statement credits for travel expenses, and more. Check the official website for the most up-to-date information.

How can I maximize my rewards with the Chase Sapphire Reserve Card?

Use the card for travel and dining purchases to earn the most points. Take advantage of the card’s travel benefits, like the $300 annual travel credit.

Is there a foreign transaction fee for the Chase Sapphire Reserve Card?

No, the card does not charge foreign transaction fees, making it a great option for international travel.

What is the annual fee, and is it worth it?

The Chase Sapphire Reserve Card has an annual fee. Evaluate the card’s benefits, including travel credits and rewards, to determine if it aligns with your spending and travel habits.

Can I transfer points to other loyalty programs?

Yes, the Chase Sapphire Reserve Card allows you to transfer points to various airline and hotel loyalty programs, providing flexibility in redeeming rewards.

CREDIT CARD
CHASE SAPPHIRE RESERVE
A PRIORITY PASS SELECT Chase ultimate rewards
Facility, promotions, discounts and much more for you

Sam Nascimento

Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.