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Capital One Walmart Rewards Card: the best rewards card

The best benefits offered by Capital One and Walmart gathered at Capital Onde Walmart Rewards Card

Capital One Walmart Rewards Card
Source: Capital One Walmart Rewards Card

This is a credit card offered by Walmart and that gives high rewards values per dollar, being possible to have 5 points per dollar that you spent at Walmart stores in the first year holding this credit card.

Continue reading with us and discover all the details about how it works, the advantages and how to request it. Follow along below.

CREDIT CARD
CAPITAL ONE WALMART REWARDS
cash back 5% $0 annual fee
Watch your credit score improve effortlessly

Why should I apply for this Capital Onde Walmart Rewards card?

Applying for this credit card gives you unlimited rewards. You also have the possibility of asking for travel insurance for long distance travels. There are multiple travel possibilities of earning rewards.

For those who travel to other countries there is no foreign fee charged. You can also have access to a special travel assistance service. This is an offer that is not found in other credit card providers.

Extended warranty is also given for those who have a Capital One Walmart Rewards Card and use it on their Walmart purchases in physical stores, on the official website or in the mobile app.

Security features and tools are available in the mobile app, being possible to lock or unlock your credit card using your cell phone application. You can manage your account using your cellphone.

Here are some of the key advantages:

Capital One Walmart Rewards Card
Source: Capital One Walmart Rewards Card
  • Cash Back Rewards: Cardholders earn 5% cash back on Walmart.com purchases, including pickup and delivery. This is a significant return, especially for frequent online shoppers at Walmart.
  • Rewards in Stores and on Travel: You get 2% cash back in Walmart stores, at restaurants, and on travel. This expands the benefits beyond just Walmart purchases.
  • Rewards on All Other Purchases: For purchases made outside of Walmart, the card offers 1% cash back wherever Mastercard is accepted.
  • Introductory Offer: There’s a special introductory offer where you can earn 5% cash back in Walmart stores for the first 12 months after approval when using the card with Walmart Pay.
  • Redemption Flexibility: The rewards can be redeemed in various ways, such as for cash, statement credits, Walmart purchases, gift cards, or even for travel.
  • No Annual Fee: The card comes with no annual fee, making it a cost-effective option for shoppers.
  • Additional Benefits: As a World Elite Mastercard, the card includes benefits like price protection, extended warranty protection, and several travel insurance protections.
  • No Foreign Transaction Fees: This feature is particularly beneficial for those who travel abroad, as it eliminates extra charges on international transactions.
  • Mobile App Access: The card provides easy access to account management and bill payments through the Capital One mobile app.
  • Fraud Coverage: Cardholders are protected by $0 Fraud Liability in case the card is lost or stolen, ensuring peace of mind regarding unauthorized purchases.

These benefits make the Capital One Walmart Rewards Card a strong option, especially for those who frequently shop at Walmart or make regular online purchases. However, it’s important to consider factors like the APR and your personal spending habits when deciding if this card is the right fit for you.

Card Application Requirements

To qualify for the Capital One Walmart Rewards Card, applicants must meet the following requirements:

  • Minimum Age: You must be at least 18 years old (19 in some states) to apply.
  • US Residency: Applicants must be residents of the United States with a valid mailing address.
  • Credit Score: A good or excellent credit score is generally required, although the exact criteria may vary.
  • Stable Income: Applicants must demonstrate a stable source of income to ensure ability to pay.
  • Documentation: Valid identification documents, such as a driver’s license or passport, and financial information may be requested.

How to Apply for the Card

To apply for the Capital One Walmart Rewards Card, follow these steps:

  1. Visit the Website: Go to the official Walmart or Capital One website.
  2. Find the Card: Look for the credit card section and select the Capital One Walmart Rewards Card.
  3. Fill out the Application: Complete the application form with your personal, financial and contact information.
  4. Review the Information: Check that all the information is correct before submitting.
  5. Submit your Application: Submit your application and wait for approval. You may receive a response immediately or within a few days.
  6. Track Status: If you don’t receive an immediate response, you can track the status of your application on the Capital One website.

FAQs about the Capital One Walmart Rewards Card

What are the benefits of this card?

The card offers rewards on Walmart purchases, including higher percentages for online purchases, at Walmart gas stations, and at restaurants and on trips.

Is there an annual fee?

No, the Capital One Walmart Rewards Card does not charge an annual fee.

Can I use this card outside Walmart?

Yes, the card can be used anywhere Mastercard cards are accepted.

How can I redeem my rewards?

You can redeem your rewards via the Capital One website or app, by applying them as bill credit, for purchases at Walmart, or to buy gift cards.

Does the card have fraud protection?

Yes, Capital One offers fraud monitoring and alerts to protect your account.

CREDIT CARD
CAPITAL ONE WALMART REWARDS
cash back 5% $0 annual fee
Watch your credit score improve effortlessly

Sam Nascimento

Graduated in law Specialist in economics, investment and personal finance. Its focus is to change people's financial lives.